Compare Today’s Refinance Rates for Troup, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Troup, Texas 75789. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Troup and other areas of Smith county, expected lifetime cash savings are $19,380 or $54 / month.

For Troup, Texas 75789, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.104003 -95.122656

Summary of Average Refinance Terms in Troup, Texas 75789

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Troup, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Troup, TX 75789, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Troup, TX

Refinance Rates for Troup, Texas 75789 from 2014 - 2021

Below are historical data on refinancing in Troup, Texas and around Smith county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Troup, Texas 75789

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Troup, Texas 75789, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

James Lockwood

Mortgage Loan Officer

660 West Main Street ??

Van, TX 75789

(903) 963-8651

rlockwood@texasbankandtrust.com

Mary Maxfield

Mortgage Loan Officer

660 West Main Street ??

Van, TX 75789

(903) 963-8651

mmaxfield@texasbankandtrust.com

Debbie Mooney

Mortgage Loan officer

15632 Hwy 110 S. Suite 15

Whitehouse, TX 75789

(903) 530-0159

Capitalmortgage.dm@suddenlinkmail.com

Evan Nielsen

Mortgage Loan officer

15632 Hwy 110 S. Suite 15

Whitehouse, TX 75789

(903) 530-8675

capitalmortgage.en@suddenlinkmail.com

Matt Strother

Mortgage Loan officer

15632 Hwy 110 S.Suite 15,

Whitehouse, TX 75789

(903) 839-8827

capitalmortgage@suddenlinkmail.com

Address

660 West Main Street ??

Van, TX

Contact

(903) 963-8651

Fax (301) 639-0804

rlockwood@texasbankandtrust.com

Address

660 West Main Street ??

Van, TX

Contact

(903) 963-8651

Fax (301) 639-0804

mmaxfield@texasbankandtrust.com

Address

15632 Hwy 110 S. Suite 15

Whitehouse, TX

Contact

(903) 530-0159

Fax (301) 639-0804

Capitalmortgage.dm@suddenlinkmail.com

Refinancing News for Troup, Texas 75789