Compare Today’s Refinance Rates for Valentine, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Valentine, Texas 79854. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Valentine and surrounding areas of Brewster county, your expected lifetime cash savings are $25,297 or $70 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Valentine, Texas 79854.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

30.362222 -103.645833

Summary of Average Refinance Terms in Valentine, Texas 79854

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Valentine, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Valentine, TX 79854, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Valentine, TX

Refinance Rates for Valentine, Texas 79854 from 2014 - 2021

Below are historical data on refinancing in Valentine, Texas and around Brewster county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 53.29% 41.87% 51.91% 49.80% 50.76% 60.83% 53.97% 41.46%
avg refi rate 4.84% 4.43% 3.86% 3.64% 4.49% 4.00% 3.81% 3.90%
% 15 year fixed refinance 33.03% 39.73% 33.23% 37.96% 37.06% 26.73% 36.36% 42.68%
avg refi rate 4.28% 3.77% 3.25% 2.94% 3.51% 3.21% 3.06% 3.06%
Avg credit score 767.67 767.56 769.51 765.74 752.54 758.16 761.08 757.24
Avg LTV (loan to value) 56.90% 58.52% 59.31% 60.10% 65.06% 65.47% 64.89% 62.02%
Avg DTI (debt to income) 29.81 31.32 30.56 30.81 33.28 32.83 31.97 33.07
Avg refinance insurance % 0.50% 0.93% 0.81% 1.46% 2.16% 2.31% 1.80% 1.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Valentine, Texas 79854

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Valentine, Texas 79854, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ruth Guevara

Loan Officer

4242 Hondo Pass Dr Ste 105

El Paso, TX 79854

(915) 791-4171

rguevara_71@rmmc.com

Marsha Laney

Loan Officer

4242 Hondo Pass Dr Ste 105

El Paso, TX 79854

(915) 791-4175

mlaney_75@rmmc.com

Sam Guido

Branch Manager

6440 Escondido Dr

El Paso, TX 79854

(915) 833-8121

SGuido@citybanktexas.com

Rudy Norzagaray

Loan Officer

7100 Westwind Dr Ste 155

El Paso, TX 79854

(915) 845-5664

rudyn@fnbelpaso.com

Tania Guzman

Loan Officer

7400 Viscount Blvd Ste 103

El Paso, TX 79854

(915) 540-5664

tg@fnbelpaso.com

Address

4242 Hondo Pass Dr Ste 105

El Paso, TX

Contact

(915) 791-4171

Fax (301) 639-0804

rguevara_71@rmmc.com

Address

4242 Hondo Pass Dr Ste 105

El Paso, TX

Contact

(915) 791-4175

Fax (301) 639-0804

mlaney_75@rmmc.com

Address

6440 Escondido Dr

El Paso, TX

Contact

(915) 833-8121

Fax (301) 639-0804

SGuido@citybanktexas.com

Refinancing News for Valentine, Texas 79854

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