Compare Today’s Refinance Rates for Van Horn, Texas 79855
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Van Horn, Texas 79855.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,206 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Van Horn and other areas of Reeves county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Van Horn, Texas 79855
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Interactive Refinance Rate Projections for Van Horn, Texas 79855
Pureloan has developed an interactive chart to monitor the five largest local lenders in Van Horn, TX 79855, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Van Horn, Texas 79855 from 2024 - 2016
The following historical data provides insights into refinancing trends in Van Horn, Texas and the surrounding Reeves county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 41.11% | 39.18% | 47.53% | 53.06% | 53.66% | 42.31% | 48.48% | 27.27% |
| avg refi rate | 6.35% | 3.68% | 3.00% | 3.24% | 4.37% | 4.48% | 4.19% | 4.05% | 3.94% |
| % 15 year fixed refinance | 35.56% | 45.52% | 35.43% | 42.86% | 34.15% | 44.23% | 42.42% | 48.48% | |
| avg refi rate | 3.00% | 2.53% | 2.85% | 3.98% | 4.07% | 3.46% | 3.18% | 3.44% | |
| Avg credit score | 747.17 | 728.57 | 741.76 | 751.19 | 730.82 | 741.44 | 735.75 | 737.98 | 723.30 |
| Avg LTV (loan to value) | 77.83% | 67.73% | 71.14% | 73.58% | 71.29% | 70.68% | 69.02% | 73.23% | 69.73% |
| Avg DTI (debt to income) | 34.50 | 33.43 | 32.93 | 32.05 | 35.08 | 32.95 | 35.69 | 32.83 | 32.61 |
| Avg refinance insurance % | 8.33% | 3.89% | 4.71% | 5.82% | 3.65% | 7.63% | 3.71% | 3.94% | 3.70% |
Best Refinance Brokers around Van Horn, Texas 79855
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Van Horn, Texas 79855, we have compiled a list of top refinance brokers to assist you in the process.
Ruth Guevara
Loan Officer
4242 Hondo Pass Dr Ste 105
El Paso, TX 79855
(915) 791-4171
rguevara_71@rmmc.com
Marsha Laney
Loan Officer
4242 Hondo Pass Dr Ste 105
El Paso, TX 79855
(915) 791-4175
mlaney_75@rmmc.com
Sam Guido
Branch Manager
6440 Escondido Dr
El Paso, TX 79855
(915) 833-8121
SGuido@citybanktexas.com
Rudy Norzagaray
Loan Officer
7100 Westwind Dr Ste 155
El Paso, TX 79855
(915) 845-5664
rudyn@fnbelpaso.com
Tania Guzman
Loan Officer
7400 Viscount Blvd Ste 103
El Paso, TX 79855
(915) 540-5664
tg@fnbelpaso.com
Address
4242 Hondo Pass Dr Ste 105
El Paso, TX
Contact
(915) 791-4171
Fax (301) 639-0804
rguevara_71@rmmc.com
Address
4242 Hondo Pass Dr Ste 105
El Paso, TX
Contact
(915) 791-4175
Fax (301) 639-0804
mlaney_75@rmmc.com
Address
6440 Escondido Dr
El Paso, TX
Contact
(915) 833-8121
Fax (301) 639-0804
SGuido@citybanktexas.com