Compare Today’s Refinance Rates for Vanderpool, Texas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Vanderpool, Texas 78885. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Vanderpool and surrounding areas of Bandera county, your expected lifetime cash savings are $83,313 or $231 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Vanderpool, Texas 78885.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.741779 -99.555542

Summary of Average Refinance Terms in Vanderpool, Texas 78885

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Vanderpool, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Vanderpool, TX 78885, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Vanderpool, TX

Refinance Rates for Vanderpool, Texas 78885 from 2014 - 2021

Below are historical data on refinancing in Vanderpool, Texas and around Bandera county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Vanderpool, Texas 78885

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Vanderpool, Texas 78885, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Tim Walther

Loan Officer

104 W Main

Giddings, TX 78885

(979) 542-3136

twalther@cnbanktexas.com

Address

104 W Main

Giddings, TX

Contact

(979) 542-3136

Fax (301) 639-0804

twalther@cnbanktexas.com

Refinancing News for Vanderpool, Texas 78885