Compare Today’s Refinance Rates for Vernon, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Vernon, Texas 76385. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Vernon and other areas of Wilbarger county, expected lifetime cash savings are $20,190 or $56 / month.

For Vernon, Texas 76385, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

34.149135 -99.30301

Summary of Average Refinance Terms in Vernon, Texas 76385

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Vernon, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Vernon, TX 76385, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Vernon, TX

Refinance Rates for Vernon, Texas 76385 from 2014 - 2021

Below are historical data on refinancing in Vernon, Texas and around Wilbarger county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Vernon, Texas 76385

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Vernon, Texas 76385, we have compiled a list of the leading refinance brokers to guide you.

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Refinancing News for Vernon, Texas 76385