Compare Today’s Refinance Rates for Village Mills, Texas 77663
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Village Mills, Texas 77663.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Village Mills, Texas 77663. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,212 or $17 per month in Village Mills and other parts of Hardin county.
Summary of Average Refinances in Village Mills, Texas 77663
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Interactive Refinance Rate Projections for Village Mills, Texas 77663
Pureloan has developed an interactive chart to monitor the five largest local lenders in Village Mills, TX 77663, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Village Mills, Texas 77663 from 2024 - 2016
The following historical data provides insights into refinancing trends in Village Mills, Texas and the surrounding Hardin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 87.78% | 50.74% | 51.97% | 53.39% | 57.61% | 50.54% | 39.75% | 39.25% | 38.55% |
| avg refi rate | 6.64% | 3.72% | 2.95% | 3.24% | 4.41% | 4.88% | 4.29% | 4.01% | 4.13% |
| % 15 year fixed refinance | 8.89% | 32.87% | 32.88% | 33.12% | 29.90% | 39.49% | 49.17% | 48.13% | 47.82% |
| avg refi rate | 5.27% | 2.79% | 2.43% | 2.77% | 3.68% | 4.00% | 3.46% | 3.26% | 3.41% |
| Avg credit score | 734.20 | 740.60 | 758.13 | 763.64 | 747.20 | 731.26 | 738.14 | 744.00 | 745.30 |
| Avg LTV (loan to value) | 68.38% | 61.79% | 65.63% | 68.31% | 67.82% | 66.30% | 64.35% | 65.45% | 65.93% |
| Avg DTI (debt to income) | 38.44 | 34.65 | 31.81 | 30.96 | 34.34 | 35.95 | 34.34 | 33.13 | 32.70 |
| Avg refinance insurance % | 1.69% | 1.11% | 2.65% | 3.26% | 3.81% | 2.05% | 1.49% | 1.70% | 1.45% |
Best Refinance Brokers around Village Mills, Texas 77663
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Village Mills, Texas 77663, we have compiled a list of top refinance brokers to assist you in the process.
Gene Dupuis
Loan Officer
355 N Main St
Vidor, TX 77663
(409) 466-9799
GeneD@Openmtg.com
Vicki Cook
CEO / President
660 S M L King Jr Pkwy
Beaumont, TX 77663
(409) 899-1035 Ext.
vcook@bmtccu.com
Angel Diamantis
Vice President
660 S M L King Jr Pkwy
Beaumont, TX 77663
(409) 899-1035 Ext.
adiamantis@bmtccu.com
Trellis Angelle
Loan Officer
660 S M L King Jr Pkwy
Beaumont, TX 77663
(409) 899-1035 Ext.
tangelle@bmtccu.com
Melissa Horn
Loan Processor/Collections Mgr
660 S M L King Jr Pkwy
Beaumont, TX 77663
(409) 899-1035 Ext.
mhorn@bmtccu.com
Address
355 N Main St
Vidor, TX
Contact
(409) 466-9799
Fax (301) 639-0804
GeneD@Openmtg.com
Address
660 S M L King Jr Pkwy
Beaumont, TX
Contact
(409) 899-1035 Ext.
Fax (301) 639-0804
vcook@bmtccu.com
Address
660 S M L King Jr Pkwy
Beaumont, TX
Contact
(409) 899-1035 Ext.
Fax (301) 639-0804
adiamantis@bmtccu.com