Compare Today’s Refinance Rates for Waco, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Waco, Texas 76797. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $5,020 or $14 / month in Waco and other areas of Mclennan county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Waco, Texas 76797.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Waco, Texas 76797

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Waco, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Waco, TX 76797, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Waco, TX

Refinance Rates for Waco, Texas 76797 from 2013 - 2020

Below are historical data on refinancing in Waco, Texas and around Mclennan county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Waco, Texas 76797

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Waco, Texas 76797, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Richard Hoxworth

Loan Officer

4714 W. Waco Dr, Suite 4714

Waco, TX 76797

(125) 493-3003

richard.hoxworth@fairwaymc.com

Justin Russell

Loan Officer

4714 W. Waco Dr, Suite 4714

Waco, TX 76797

(125) 421-6020

justin.russell@fairwaymc.com

Sarah Jamar

Loan Officer

4714 W. Waco Dr, Suite 4714

Waco, TX 76797

(254) 870-1409

sarahj@fairwaymc.com

Peter Thyen

Sales Manager/Loan Officer

4714 W. Waco Dr, Suite 4714

Waco, TX 76797

(254) 340-2470

petert@fairwaymc.com

Jennifer Sims

Loan Officer

4714 W. Waco Dr, Suite 4714

Waco, TX 76797

(817) 723-0166

jennifer.sims@fairwaymc.com

Address

4714 W. Waco Dr, Suite 4714

Waco, TX

Contact

(125) 493-3003

Fax (301) 639-0804

richard.hoxworth@fairwaymc.com

Address

4714 W. Waco Dr, Suite 4714

Waco, TX

Contact

(125) 421-6020

Fax (301) 639-0804

justin.russell@fairwaymc.com

Address

4714 W. Waco Dr, Suite 4714

Waco, TX

Contact

(254) 870-1409

Fax (301) 639-0804

sarahj@fairwaymc.com

Refinancing News for Waco, Texas 76797