Compare Today’s Refinance Rates for Welch, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Welch, Texas 79377. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Welch and other areas of Dawson county, expected lifetime cash savings are $13,733 or $38 / month.

For Welch, Texas 79377, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.893827 -102.106792

Summary of Average Refinance Terms in Welch, Texas 79377

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Welch, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Welch, TX 79377, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Welch, TX

Refinance Rates for Welch, Texas 79377 from 2014 - 2021

Below are historical data on refinancing in Welch, Texas and around Dawson county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 53.29% 41.87% 51.91% 49.80% 50.76% 60.83% 53.97% 41.46%
avg refi rate 4.84% 4.43% 3.86% 3.64% 4.49% 4.00% 3.81% 3.90%
% 15 year fixed refinance 33.03% 39.73% 33.23% 37.96% 37.06% 26.73% 36.36% 42.68%
avg refi rate 4.28% 3.77% 3.25% 2.94% 3.51% 3.21% 3.06% 3.06%
Avg credit score 767.67 767.56 769.51 765.74 752.54 758.16 761.08 757.24
Avg LTV (loan to value) 56.90% 58.52% 59.31% 60.10% 65.06% 65.47% 64.89% 62.02%
Avg DTI (debt to income) 29.81 31.32 30.56 30.81 33.28 32.83 31.97 33.07
Avg refinance insurance % 0.50% 0.93% 0.81% 1.46% 2.16% 2.31% 1.80% 1.97%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Welch, Texas 79377

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Welch, Texas 79377, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Matthew Champion

Home Mortgage Consultant

1500 Broadway Fl 1ST

Lubbock, TX 79377

(806) 767-7472

matthew.champion@wellsfargo.com

Katherine Dalton

Home Mortgage Consultant

1500 Broadway Fl 1ST

Lubbock, TX 79377

(806) 767-7472

katherine.dalton@wellsfargo.com

Robert Dalton

Home Mortgage Consultant

1500 Broadway Fl 1ST

Lubbock, TX 79377

(806) 767-7472

robert.dalton@wellsfargo.com

Eddie Garcia

Home Mortgage Consultant

1500 Broadway Fl 1ST

Lubbock, TX 79377

(806) 767-7472

eddie.garcia@wellsfargo.com

Linda Lewis

President

4212 50th St

Lubbock, TX 79377

(800) 613-4408

Linda@capitalmort.com

Address

1500 Broadway Fl 1ST

Lubbock, TX

Contact

(806) 767-7472

Fax (301) 639-0804

matthew.champion@wellsfargo.com

Address

1500 Broadway Fl 1ST

Lubbock, TX

Contact

(806) 767-7472

Fax (301) 639-0804

katherine.dalton@wellsfargo.com

Address

1500 Broadway Fl 1ST

Lubbock, TX

Contact

(806) 767-7472

Fax (301) 639-0804

robert.dalton@wellsfargo.com

Refinancing News for Welch, Texas 79377