Compare Today’s Refinance Rates for West Columbia, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for West Columbia, Texas 77486. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $31,637 or $88 / month in West Columbia and other areas of Brazoria county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for West Columbia, Texas 77486.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.140823 -95.669388

Summary of Average Refinance Terms in West Columbia, Texas 77486

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for West Columbia, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in West Columbia, TX 77486, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for West Columbia, TX

Refinance Rates for West Columbia, Texas 77486 from 2014 - 2021

Below are historical data on refinancing in West Columbia, Texas and around Brazoria county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.41% 39.27% 39.85% 40.29% 40.36% 44.87% 45.36% 42.97%
avg refi rate 4.89% 4.58% 3.91% 3.76% 4.51% 4.11% 3.94% 4.01%
% 15 year fixed refinance 38.42% 42.34% 44.98% 47.45% 46.60% 41.40% 41.07% 43.65%
avg refi rate 4.31% 3.84% 3.30% 3.06% 3.66% 3.38% 3.20% 3.26%
Avg credit score 759.88 760.80 764.87 760.50 742.14 748.16 748.39 742.95
Avg LTV (loan to value) 62.84% 63.02% 63.91% 64.88% 67.39% 67.25% 66.36% 64.32%
Avg DTI (debt to income) 31.03 30.73 30.82 30.33 33.30 33.30 33.61 34.18
Avg refinance insurance % 1.15% 1.17% 1.66% 2.07% 2.50% 2.30% 2.29% 1.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around West Columbia, Texas 77486

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in West Columbia, Texas 77486, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Brian Reese

Residential Mortgage Loan Originator

23108 Seven Meadows Pkwy

Katy, TX 77486

(281) 712-7720

breese@elgloans.com

Luis Escobar

Senior Residential Mortgage Loan Orginator

23108 Seven Meadows Pkwy

Katy, TX 77486

(281) 203-0355

lescobar@elgloans.com

Wayne King

Loan Officer

23108 Seven Meadows Pkwy

Katy, TX 77486

(281) 644-0062

wking@elgloans.com

Matt Brown

Loan Officer

23108 Seven Meadows Pkwy

Katy, TX 77486

(281) 712-8978

mbrown@elgloans.com

Jeff Shealey

Loan Officer

23108 Seven Meadows Pkwy

Katy, TX 77486

(281) 712-8977

jshealey@elgloans.com

Address

23108 Seven Meadows Pkwy

Katy, TX

Contact

(281) 712-7720

Fax (301) 639-0804

breese@elgloans.com

Address

23108 Seven Meadows Pkwy

Katy, TX

Contact

(281) 203-0355

Fax (301) 639-0804

lescobar@elgloans.com

Address

23108 Seven Meadows Pkwy

Katy, TX

Contact

(281) 644-0062

Fax (301) 639-0804

wking@elgloans.com

Refinancing News for West Columbia, Texas 77486

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