Compare Today’s Refinance Rates for West Point, Texas
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for West Point, Texas 78963. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in West Point and other areas of Fayette county, expected lifetime cash savings are $53,679 or $149 / month.
For West Point, Texas 78963, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
Summary of Average Refinance Terms in West Point, Texas 78963
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Customized Refinance Rate Projections for West Point, TX
For refinance rate forecasts and predictions in West Point, TX 78963, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for West Point, Texas 78963 from 2014 - 2021
Below are historical data on refinancing in West Point, Texas and around Fayette county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||49.16%||42.53%||42.61%||44.84%||48.26%||50.25%||51.46%||48.84%|
|avg refi rate||4.90%||4.55%||3.91%||3.76%||4.50%||4.13%||3.90%||3.98%|
|% 15 year fixed refinance||36.45%||36.80%||40.10%||41.89%||41.29%||34.61%||33.76%||39.24%|
|avg refi rate||4.28%||3.82%||3.28%||3.02%||3.60%||3.35%||3.11%||3.22%|
|Avg credit score||761.38||764.18||765.89||760.79||744.76||749.16||750.89||747.97|
|Avg LTV (loan to value)||60.88%||62.88%||65.74%||66.02%||71.13%||70.97%||70.92%||69.57%|
|Avg DTI (debt to income)||32.68||32.05||31.54||31.77||34.01||34.21||34.12||35.22|
|Avg refinance insurance %||0.59%||1.29%||1.81%||2.25%||4.79%||4.13%||3.93%||3.74%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around West Point, Texas 78963
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in West Point, Texas 78963, we have compiled a list of the leading refinance brokers to guide you.
1908 4th Avenue
Canyon, TX 78963