Compare Today’s Refinance Rates for West Point, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for West Point, Texas 78963. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in West Point and other areas of Fayette county, expected lifetime cash savings are $53,679 or $149 / month.

For West Point, Texas 78963, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

29.95235 -97.036129

Summary of Average Refinance Terms in West Point, Texas 78963

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for West Point, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in West Point, TX 78963, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for West Point, TX

Refinance Rates for West Point, Texas 78963 from 2014 - 2021

Below are historical data on refinancing in West Point, Texas and around Fayette county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 49.16% 42.53% 42.61% 44.84% 48.26% 50.25% 51.46% 48.84%
avg refi rate 4.90% 4.55% 3.91% 3.76% 4.50% 4.13% 3.90% 3.98%
% 15 year fixed refinance 36.45% 36.80% 40.10% 41.89% 41.29% 34.61% 33.76% 39.24%
avg refi rate 4.28% 3.82% 3.28% 3.02% 3.60% 3.35% 3.11% 3.22%
Avg credit score 761.38 764.18 765.89 760.79 744.76 749.16 750.89 747.97
Avg LTV (loan to value) 60.88% 62.88% 65.74% 66.02% 71.13% 70.97% 70.92% 69.57%
Avg DTI (debt to income) 32.68 32.05 31.54 31.77 34.01 34.21 34.12 35.22
Avg refinance insurance % 0.59% 1.29% 1.81% 2.25% 4.79% 4.13% 3.93% 3.74%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around West Point, Texas 78963

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in West Point, Texas 78963, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Monica Aragon

Mortgage Lender

1908 4th Avenue

Canyon, TX 78963

(806) 881-0034

maragon@happybank.com

Address

1908 4th Avenue

Canyon, TX

Contact

(806) 881-0034

Fax (301) 639-0804

maragon@happybank.com

Refinancing News for West Point, Texas 78963