Compare Today’s Refinance Rates for White Oak, Texas

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for White Oak, Texas 75693. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in White Oak and other areas of Gregg county, expected lifetime cash savings are $12,049 or $33 / month.

For White Oak, Texas 75693, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.537232 -94.862115

Summary of Average Refinance Terms in White Oak, Texas 75693

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for White Oak, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in White Oak, TX 75693, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for White Oak, TX

Refinance Rates for White Oak, Texas 75693 from 2014 - 2021

Below are historical data on refinancing in White Oak, Texas and around Gregg county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around White Oak, Texas 75693

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in White Oak, Texas 75693, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jeanna Hill

Mortgage Loan Officer

1620 Rice Rd

Tyler, TX 75693

(903) 509-9000

jeanna@tylerhomemortgage.com

Sandi Bailey

Mortgage Lender

2323 W Grande Blvd

Tyler, TX 75693

(903) 237-5584

sbailey@texasbankandtrust.com

Jonathan Cromer

Mortgage Lender

2323 W Grande Blvd

Tyler, TX 75693

(903) 237-5500

jcromer@texasbankandtrust.com

Julie Graves

Mortgage Lender

2323 W Grande Blvd

Tyler, TX 75693

(903) 237-5584

jgraves@texasbankandtrust.com

Kevin Hood

Mortgage Lender

2323 W Grande Blvd

Tyler, TX 75693

(903) 237-5500

khood@texasbankandtrust.com

Address

1620 Rice Rd

Tyler, TX

Contact

(903) 509-9000

Fax (301) 639-0804

jeanna@tylerhomemortgage.com

Address

2323 W Grande Blvd

Tyler, TX

Contact

(903) 237-5584

Fax (301) 639-0804

sbailey@texasbankandtrust.com

Address

2323 W Grande Blvd

Tyler, TX

Contact

(903) 237-5500

Fax (301) 639-0804

jcromer@texasbankandtrust.com

Refinancing News for White Oak, Texas 75693