Compare Today’s Refinance Rates for Whitehouse, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Whitehouse, Texas 75791. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $20,190 or $56 / month in Whitehouse and other areas of Smith county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Whitehouse, Texas 75791.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

32.221958 -95.226552

Summary of Average Refinance Terms in Whitehouse, Texas 75791

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Whitehouse, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Whitehouse, TX 75791, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Whitehouse, TX

Refinance Rates for Whitehouse, Texas 75791 from 2014 - 2021

Below are historical data on refinancing in Whitehouse, Texas and around Smith county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.38% 35.78% 33.56% 37.58% 44.92% 43.52% 48.98% 43.59%
avg refi rate 4.89% 4.61% 3.91% 3.78% 4.53% 4.11% 3.87% 4.00%
% 15 year fixed refinance 44.99% 48.58% 52.76% 51.14% 44.32% 42.74% 38.45% 45.34%
avg refi rate 4.28% 3.81% 3.29% 3.05% 3.62% 3.33% 3.11% 3.20%
Avg credit score 759.28 759.24 764.15 759.35 741.53 745.94 747.96 742.85
Avg LTV (loan to value) 70.65% 71.22% 71.31% 70.82% 71.43% 69.94% 67.75% 64.82%
Avg DTI (debt to income) 30.88 30.57 29.83 29.98 33.09 32.76 33.21 34.41
Avg refinance insurance % 1.64% 2.59% 3.00% 3.12% 2.51% 2.16% 1.91% 1.40%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Whitehouse, Texas 75791

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Whitehouse, Texas 75791, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Matt Strother

Mortgage Loan officer

15632 Hwy 110 S.Suite 15,

Whitehouse, TX 75791

(903) 839-8827

capitalmortgage@suddenlinkmail.com

Evan Nielsen

Mortgage Loan officer

15632 Hwy 110 S. Suite 15

Whitehouse, TX 75791

(903) 530-8675

capitalmortgage.en@suddenlinkmail.com

Debbie Mooney

Mortgage Loan officer

15632 Hwy 110 S. Suite 15

Whitehouse, TX 75791

(903) 530-0159

Capitalmortgage.dm@suddenlinkmail.com

James Lockwood

Mortgage Loan Officer

660 West Main Street ??

Van, TX 75791

(903) 963-8651

rlockwood@texasbankandtrust.com

Mary Maxfield

Mortgage Loan Officer

660 West Main Street ??

Van, TX 75791

(903) 963-8651

mmaxfield@texasbankandtrust.com

Address

15632 Hwy 110 S.Suite 15,

Whitehouse, TX

Contact

(903) 839-8827

Fax (301) 639-0804

capitalmortgage@suddenlinkmail.com

Address

15632 Hwy 110 S. Suite 15

Whitehouse, TX

Contact

(903) 530-8675

Fax (301) 639-0804

capitalmortgage.en@suddenlinkmail.com

Address

15632 Hwy 110 S. Suite 15

Whitehouse, TX

Contact

(903) 530-0159

Fax (301) 639-0804

Capitalmortgage.dm@suddenlinkmail.com

Refinancing News for Whitehouse, Texas 75791

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