Compare Today’s Refinance Rates for Whitewright, Texas 75491
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Whitewright, Texas 75491.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Whitewright, Texas 75491. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,287 or $20 per month in Whitewright and other parts of Grayson county.
Summary of Average Refinances in Whitewright, Texas 75491
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Interactive Refinance Rate Projections for Whitewright, Texas 75491
Pureloan has developed an interactive chart to monitor the five largest local lenders in Whitewright, TX 75491, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Whitewright, Texas 75491 from 2024 - 2016
The following historical data provides insights into refinancing trends in Whitewright, Texas and the surrounding Grayson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Whitewright, Texas 75491
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Whitewright, Texas 75491, we have compiled a list of top refinance brokers to assist you in the process.
Craig Nichols
Loan Officer
530 S. Waco Street, Suite 1C
Van Alstyne, TX 75491
(190) 394-4796
craig.nichols@fairwaymc.com
Jasaka Bandfield
Loan Officer
530 S. Waco Street, Suite 1C
Van Alstyne, TX 75491
(197) 254-2010
jbandfield@fairwaymc.com
Fran Williams
Loan Assistant
3620 Richmond Rd
Texarkana, TX 75491
(903) 334-0900
fran.williams@texanabank.com
Connie Sherman
Branch Manager
3620 Richmond Rd
Texarkana, TX 75491
(903) 334-0900
connie.sherman@texanabank.com
Dee Page
Loan Assistant
3620 Richmond Rd
Texarkana, TX 75491
(903) 334-0900
dee.page@texanabank.com
Address
530 S. Waco Street, Suite 1C
Van Alstyne, TX
Contact
(190) 394-4796
Fax (301) 639-0804
craig.nichols@fairwaymc.com
Address
530 S. Waco Street, Suite 1C
Van Alstyne, TX
Contact
(197) 254-2010
Fax (301) 639-0804
jbandfield@fairwaymc.com
Address
3620 Richmond Rd
Texarkana, TX
Contact
(903) 334-0900
Fax (301) 639-0804
fran.williams@texanabank.com