Compare Today’s Refinance Rates for Wichita Falls, Texas

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Wichita Falls, Texas 76309. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $14,649 or $41 / month in Wichita Falls and other areas of Wichita county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Wichita Falls, Texas 76309.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

33.893084 -98.534288

Summary of Average Refinance Terms in Wichita Falls, Texas 76309

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Wichita Falls, TX

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Wichita Falls, TX 76309, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Wichita Falls, TX

Refinance Rates for Wichita Falls, Texas 76309 from 2014 - 2021

Below are historical data on refinancing in Wichita Falls, Texas and around Wichita county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 51.18% 43.07% 40.43% 44.12% 47.93% 46.90% 50.72% 49.06%
avg refi rate 4.85% 4.58% 3.91% 3.76% 4.53% 4.13% 3.93% 4.06%
% 15 year fixed refinance 37.65% 40.32% 43.39% 45.31% 41.30% 40.48% 36.09% 38.44%
avg refi rate 4.30% 3.87% 3.28% 3.04% 3.64% 3.38% 3.19% 3.22%
Avg credit score 758.83 758.58 764.02 759.40 744.56 747.04 747.31 741.83
Avg LTV (loan to value) 66.00% 66.40% 65.83% 68.01% 69.25% 69.81% 68.58% 67.77%
Avg DTI (debt to income) 31.61 31.88 31.10 31.17 33.50 33.13 33.71 34.06
Avg refinance insurance % 1.61% 2.02% 2.17% 2.80% 3.32% 3.04% 2.54% 2.37%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Wichita Falls, Texas 76309

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Wichita Falls, Texas 76309, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Andrea Holt

Mortgage Lender

One Eureka Circle

Wichita Falls, TX 76309

(940) 781-6118

andrea.holt@primewestcorp.com

Diana Hunt

mortgage loan offficer

One Eureka Circle

Wichita Falls, TX 76309

(940) 687-1500

dhunt@primewestcorp.com

Andrea Holt

mortgage loan offficer

One Eureka Circle

Wichita Falls, TX 76309

(940) 687-1500

aholt@primewestcorp.com

Lindsey Sheppard

loan offficer

2304 Midwestern Pkwy at Taft,

Wichita Falls, TX 76309

(940) 687-3274

LSheppard@fnbtx.com

Kathie Davis

loan offficer

2304 Midwestern Pkwy at Taft,

Wichita Falls, TX 76309

(94) 068-7317

KDavis@fnbtx.com

Address

One Eureka Circle

Wichita Falls, TX

Contact

(940) 781-6118

Fax (301) 639-0804

andrea.holt@primewestcorp.com

Address

One Eureka Circle

Wichita Falls, TX

Contact

(940) 687-1500

Fax (301) 639-0804

dhunt@primewestcorp.com

Address

One Eureka Circle

Wichita Falls, TX

Contact

(940) 687-1500

Fax (301) 639-0804

aholt@primewestcorp.com

Refinancing News for Wichita Falls, Texas 76309