Compare Today’s Refinance Rates for Wolfe City, Texas 75496
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wolfe City, Texas 75496.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,274 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Wolfe City and other areas of Hunt county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Wolfe City, Texas 75496
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Interactive Refinance Rate Projections for Wolfe City, Texas 75496
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wolfe City, TX 75496, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wolfe City, Texas 75496 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wolfe City, Texas and the surrounding Hunt county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.38% | 52.54% | 53.06% | 55.63% | 60.56% | 56.33% | 45.86% | 48.99% | 44.00% |
avg refi rate | 6.43% | 3.54% | 2.89% | 3.18% | 3.99% | 4.58% | 4.11% | 3.87% | 4.09% |
% 15 year fixed refinance | 8.74% | 30.33% | 32.14% | 31.12% | 26.68% | 30.80% | 42.21% | 38.39% | 42.06% |
avg refi rate | 5.78% | 2.58% | 2.33% | 2.71% | 3.42% | 3.89% | 3.33% | 3.11% | 3.32% |
Avg credit score | 743.96 | 751.30 | 759.20 | 764.42 | 753.78 | 736.95 | 739.95 | 747.91 | 746.41 |
Avg LTV (loan to value) | 55.28% | 57.95% | 65.52% | 69.83% | 71.18% | 63.41% | 64.54% | 67.68% | 69.71% |
Avg DTI (debt to income) | 37.95 | 34.93 | 32.56 | 32.27 | 34.47 | 35.77 | 34.42 | 33.15 | 32.70 |
Avg refinance insurance % | 1.48% | 0.45% | 2.26% | 4.09% | 5.61% | 1.72% | 1.38% | 1.87% | 2.03% |
Best Refinance Brokers around Wolfe City, Texas 75496
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wolfe City, Texas 75496, we have compiled a list of top refinance brokers to assist you in the process.
Fran Williams
Loan Assistant
3620 Richmond Rd
Texarkana, TX 75496
(903) 334-0900
fran.williams@texanabank.com
Connie Sherman
Branch Manager
3620 Richmond Rd
Texarkana, TX 75496
(903) 334-0900
connie.sherman@texanabank.com
Dee Page
Loan Assistant
3620 Richmond Rd
Texarkana, TX 75496
(903) 334-0900
dee.page@texanabank.com
Dave White
Loan Officer
3620 Richmond Rd
Texarkana, TX 75496
(903) 334-0900
dave.white@texanabank.com
Allen Arnold
Mortgage Lender
600 N. Kings Hwy., Ste. 3
Wake Village, TX 75496
(903) 826-9115
aarnold@pnlending.com
Address
3620 Richmond Rd
Texarkana, TX
Contact
(903) 334-0900
Fax (301) 639-0804
fran.williams@texanabank.com
Address
3620 Richmond Rd
Texarkana, TX
Contact
(903) 334-0900
Fax (301) 639-0804
connie.sherman@texanabank.com
Address
3620 Richmond Rd
Texarkana, TX
Contact
(903) 334-0900
Fax (301) 639-0804
dee.page@texanabank.com