Compare Today’s Refinance Rates for Wrightsboro, Texas 78677
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Wrightsboro, Texas 78677.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Wrightsboro, Texas 78677. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,922 or $19 per month in Wrightsboro and other parts of Gonzales county.
Summary of Average Refinances in Wrightsboro, Texas 78677
Become a certified mortgage expert on Pureloan.com
in Wrightsboro, Texas 78677
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Wrightsboro, Texas 78677
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wrightsboro, TX 78677, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wrightsboro, Texas 78677 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wrightsboro, Texas and the surrounding Gonzales county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 94.12% | 54.46% | 55.38% | 57.16% | 60.70% | 65.86% | 51.38% | 48.71% | 46.56% |
avg refi rate | 6.43% | 3.92% | 2.95% | 3.27% | 4.28% | 4.63% | 4.17% | 3.96% | 4.15% |
% 15 year fixed refinance | 1.96% | 29.33% | 29.39% | 27.30% | 26.20% | 28.92% | 38.53% | 40.46% | 40.33% |
avg refi rate | 5.50% | 2.85% | 2.43% | 2.80% | 3.59% | 4.06% | 3.42% | 3.15% | 3.42% |
Avg credit score | 755.02 | 752.13 | 745.96 | 751.68 | 745.21 | 735.10 | 738.33 | 739.23 | 739.68 |
Avg LTV (loan to value) | 61.84% | 59.93% | 66.09% | 70.10% | 67.82% | 66.47% | 68.23% | 68.36% | 66.70% |
Avg DTI (debt to income) | 37.84 | 36.01 | 34.25 | 34.05 | 36.10 | 36.52 | 34.88 | 34.64 | 34.61 |
Avg refinance insurance % | 2.73% | 1.15% | 2.60% | 5.07% | 5.50% | 3.13% | 3.00% | 2.94% | 1.83% |
Best Refinance Brokers around Wrightsboro, Texas 78677
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wrightsboro, Texas 78677, we have compiled a list of top refinance brokers to assist you in the process.
Nathaniel Beita
Home Mortgage Consultant
2300 S I-35
Round Rock, TX 78677
(512) 344-8060
nathaniel.beita@wellsfargo.com
Michael Montgomery
Home Mortgage Consultant
2300 S I-35
Round Rock, TX 78677
(512) 344-8060
michael.montgomery@wellsfargo.com
Sherri Eckert
Loan Originator
810 Hesters Crossing Rd
Round Rock, TX 78677
(512) 345-4000
seckert@primelending.com
Kim Nielsen
Loan Originator
810 Hesters Crossing Rd
Round Rock, TX 78677
(512) 238-7888
kimni@primelending.com
Trudy Savage
Loan Originator
810 Hesters Crossing Rd
Round Rock, TX 78677
(800) 317-7463
tsavage@primelending.com
Address
2300 S I-35
Round Rock, TX
Contact
(512) 344-8060
Fax (301) 639-0804
nathaniel.beita@wellsfargo.com
Address
2300 S I-35
Round Rock, TX
Contact
(512) 344-8060
Fax (301) 639-0804
michael.montgomery@wellsfargo.com
Address
810 Hesters Crossing Rd
Round Rock, TX
Contact
(512) 345-4000
Fax (301) 639-0804
seckert@primelending.com