Compare Today’s Refinance Rates for Zephyr, Texas 76890
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Zephyr, Texas 76890.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Zephyr, Texas 76890. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,056 or $14 per month in Zephyr and other parts of Brown county.
Summary of Average Refinances in Zephyr, Texas 76890
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Interactive Refinance Rate Projections for Zephyr, Texas 76890
Pureloan has developed an interactive chart to monitor the five largest local lenders in Zephyr, TX 76890, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Zephyr, Texas 76890 from 2024 - 2016
The following historical data provides insights into refinancing trends in Zephyr, Texas and the surrounding Brown county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 96.43% | 64.64% | 60.98% | 57.69% | 66.28% | 65.06% | 62.84% | 63.21% | 41.67% |
| avg refi rate | 6.06% | 3.93% | 3.05% | 3.40% | 4.36% | 4.73% | 4.25% | 4.02% | 4.24% |
| % 15 year fixed refinance | 3.57% | 22.32% | 26.40% | 28.91% | 27.33% | 25.90% | 30.60% | 27.36% | 43.75% |
| avg refi rate | 5.38% | 2.88% | 2.53% | 2.89% | 3.88% | 4.04% | 3.48% | 3.26% | 3.53% |
| Avg credit score | 747.14 | 733.57 | 743.17 | 747.81 | 746.83 | 734.82 | 739.08 | 744.72 | 746.26 |
| Avg LTV (loan to value) | 64.39% | 56.19% | 66.22% | 70.73% | 68.44% | 69.10% | 72.42% | 71.90% | 69.85% |
| Avg DTI (debt to income) | 39.89 | 34.99 | 33.35 | 34.37 | 34.93 | 35.34 | 34.85 | 33.22 | 32.76 |
| Avg refinance insurance % | 2.36% | 0.57% | 2.22% | 3.94% | 3.42% | 2.66% | 4.16% | 4.77% | 2.30% |
Best Refinance Brokers around Zephyr, Texas 76890
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Zephyr, Texas 76890, we have compiled a list of top refinance brokers to assist you in the process.
Wes Masters
Sr. VP Mortgage Lending
3471 Knickerbocker Rd
San Angelo, TX 76890
(325) 659-5850
wmasters@ffin.com
Spencer Murphy
Vice President
3471 Knickerbocker Rd
San Angelo, TX 76890
(325) 659-5858
smurphy@ffin.com
Karah Ward-Bowles
loan officer
2801 Southwest Blvd.
San Angelo, TX 76890
(325) 227-4680
kward@guildmortgage.net
Hugo Deanda
Loan Officer
3017 Knickerbocker Rd
San Angelo, TX 76890
(325) 374-1573
Hdeanda@Legacylends.Com
Stormie Wilde
Loan Officer
3017 Knickerbocker Rd
San Angelo,, TX 76890
(325) 812-8389
Swilde@Legacylends.Com
Address
3471 Knickerbocker Rd
San Angelo, TX
Contact
(325) 659-5850
Fax (301) 639-0804
wmasters@ffin.com
Address
3471 Knickerbocker Rd
San Angelo, TX
Contact
(325) 659-5858
Fax (301) 639-0804
smurphy@ffin.com
Address
2801 Southwest Blvd.
San Angelo, TX
Contact
(325) 227-4680
Fax (301) 639-0804
kward@guildmortgage.net