Compare Today’s Refinance Rates for Altamont, Utah 84001
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Altamont, Utah 84001.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Altamont, Utah 84001. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,034 or $14 per month in Altamont and other parts of Duchesne county.
Summary of Average Refinances in Altamont, Utah 84001
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Interactive Refinance Rate Projections for Altamont, Utah 84001
Pureloan has developed an interactive chart to monitor the five largest local lenders in Altamont, UT 84001, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Altamont, Utah 84001 from 2024 - 2016
The following historical data provides insights into refinancing trends in Altamont, Utah and the surrounding Duchesne county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
| avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
| % 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
| avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
| Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
| Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
| Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
| Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Altamont, Utah 84001
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Altamont, Utah 84001, we have compiled a list of top refinance brokers to assist you in the process.
Jay Griggs
Loan Officer
3672 W South Jordan Parkway
South Jordan, MI 84001
(801) 912-8484
jgriggs@englending.com
Keith Swenson
Owner /Loan Officer
802 Bamberger Dr A
American Fork, UT 84001
(801) 492-9393
keith@acflending.com
Dustin Rutherford
Loan Officer
802 Bamberger Dr A
American Fork, UT 84001
(801) 492-9393
dustin@acflending.com
Jen Vining
Loan Officer
802 Bamberger Dr A
American Fork, UT 84001
(801) 492-9393
jen@acflending.com
Mark VanWagoner
Sr. V.P., Manager ,Loan Officer
175 East Main Street
American Fork, UT 84001
(801) 756-9900
markvw@cbutah.com
Address
3672 W South Jordan Parkway
South Jordan, MI
Contact
(801) 912-8484
Fax (301) 639-0804
jgriggs@englending.com
Address
802 Bamberger Dr A
American Fork, UT
Contact
(801) 492-9393
Fax (301) 639-0804
keith@acflending.com
Address
802 Bamberger Dr A
American Fork, UT
Contact
(801) 492-9393
Fax (301) 639-0804
dustin@acflending.com