Compare Today’s Refinance Rates for Alton, Utah

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Alton, Utah 84710. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Alton and surrounding areas of Kane county, your expected lifetime cash savings are $36,630 or $102 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Alton, Utah 84710.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.469905 -112.548389

Summary of Average Refinance Terms in Alton, Utah 84710

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Alton, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Alton, UT 84710, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Alton, UT

Refinance Rates for Alton, Utah 84710 from 2014 - 2021

Below are historical data on refinancing in Alton, Utah and around Kane county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Alton, Utah 84710

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Alton, Utah 84710, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Mari Kesler

Broker/Agent

395 South Main Street

Beaver, UT 84710

(435) 438-1606

Mari.Kesler@ERA.com

Jill Neilsen

Broker/Agent

395 South Main Street

Beaver, UT 84710

(435) 438-1606

jill.neilsen@ERA.com

Wendy Yardley

Broker/Agent

395 South Main Street

Beaver, UT 84710

(435) 628-1606

wendy.yardley@ERA.com

Brandon Staples

LOAN OFFICERS

395 South Main Street

Beaver, UT 84710

(435) 272-1148

brandons@firstcolonymortgage.com

James Pherson

Mortgage Consultant/Area Manager

20 North Main Street, Suite 201

St. George, UT 84710

(801) 233-7129

james.macpherson@AcademyMortgage.com

Address

395 South Main Street

Beaver, UT

Contact

(435) 438-1606

Fax (301) 639-0804

Mari.Kesler@ERA.com

Address

395 South Main Street

Beaver, UT

Contact

(435) 438-1606

Fax (301) 639-0804

jill.neilsen@ERA.com

Address

395 South Main Street

Beaver, UT

Contact

(435) 628-1606

Fax (301) 639-0804

wendy.yardley@ERA.com

Refinancing News for Alton, Utah 84710