Compare Today’s Refinance Rates for American Fork, Utah

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for American Fork, Utah 84003. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $35,496 or $99 / month in American Fork and other areas of Utah county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for American Fork, Utah 84003.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.392784 -111.794107

Summary of Average Refinance Terms in American Fork, Utah 84003

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for American Fork, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in American Fork, UT 84003, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for American Fork, UT

Refinance Rates for American Fork, Utah 84003 from 2014 - 2021

Below are historical data on refinancing in American Fork, Utah and around Utah county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around American Fork, Utah 84003

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in American Fork, Utah 84003, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Steve Carter

Mortgage Banker

321 E. State Street

American Fork, UT 84003

(800) 270-3416

stevecarter@leader1.com

Darin Rhodes

Mortgage Banker

321 E. State Street

American Fork, UT 84003

(800) 270-3416

darinrhodes@leader1.com

Eric Halliday

Mortgage Banker

321 E. State Street

American Fork, UT 84003

(800) 270-3416

erichalliday@leader1.com

Michael Thomas

Home Mortgage Consultant

797 W State Rd

American Fork, UT 84003

(801) 400-7055

michael.s.thomas@wellsfargo.com

Matt McEwan

Loan Officer

P.O. Box 1265,

American Fork, UT 84003

(801) 766-3388

matt@mcewancustomhomes.com

Address

321 E. State Street

American Fork, UT

Contact

(800) 270-3416

Fax (301) 639-0804

stevecarter@leader1.com

Address

321 E. State Street

American Fork, UT

Contact

(800) 270-3416

Fax (301) 639-0804

darinrhodes@leader1.com

Address

321 E. State Street

American Fork, UT

Contact

(800) 270-3416

Fax (301) 639-0804

erichalliday@leader1.com

Refinancing News for American Fork, Utah 84003