Compare Today’s Refinance Rates for Bingham Canyon, Utah 84006

Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bingham Canyon, Utah 84006.

Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,221 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Bingham Canyon and other areas of Salt Lake county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.564614 -112.097718 35822

Summary of Average Refinances in Bingham Canyon, Utah 84006

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Refinance Rate Projections for Bingham Canyon, Utah 84006

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to monitor the five largest local lenders in Bingham Canyon, UT 84006, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Bingham Canyon, Utah 84006

Bingham Canyon was a city formerly located in southwestern Salt Lake County, Utah, United States, in a narrow canyon on the eastern face of the Oquirrh Mountains. Read more

Bingham Canyon was a city formerly located in southwestern Salt Lake County, Utah, United States, in a narrow canyon on the eastern face of the Oquirrh Mountains. The Bingham Canyon area boomed during the first years of the twentieth century, as rich copper deposits in the canyon began to be developed, and at its peak the city had approximately 15,000 residents. The success of the local mines eventually proved to be the town's undoing, however: by the mid-twentieth century, the huge open-pit Bingham Canyon Mine began encroaching on the land of the community, causing residents to relocate. By the 1970s, almost the entirety of the town had been devoured by the mine, and the few remaining residents voted to disincorporate and abandon the community. No trace of Bingham Canyon remains today. Read less

Historical Refinance Rates in Bingham Canyon, Utah 84006 from 2024 - 2016

The following historical data provides insights into refinancing trends in Bingham Canyon, Utah and the surrounding Salt Lake county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed refinance 95.65% 72.32% 74.09% 73.56% 81.37% 78.74% 71.05% 71.66% 69.57%
avg refi rate 6.31% 3.57% 2.88% 3.20% 4.00% 4.49% 4.11% 3.83% 4.04%
% 15 year fixed refinance 4.35% 15.72% 15.37% 14.38% 10.22% 14.41% 18.46% 18.39% 18.23%
avg refi rate 5.91% 2.59% 2.33% 2.69% 3.42% 3.79% 3.33% 3.07% 3.25%
Avg credit score 742.17 751.97 758.67 763.12 755.86 746.51 747.36 756.97 757.17
Avg LTV (loan to value) 59.27% 55.65% 62.37% 67.02% 72.95% 67.74% 70.94% 72.64% 74.20%
Avg DTI (debt to income) 37.12 35.06 32.07 31.71 33.92 35.10 34.26 33.03 33.04
Avg refinance insurance % 2.49% 0.97% 1.72% 3.08% 5.87% 2.67% 3.66% 4.64% 5.90%

Source: Financial Report of the US Government

Best Refinance Brokers around Bingham Canyon, Utah 84006

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bingham Canyon, Utah 84006, we have compiled a list of top refinance brokers to assist you in the process.

Name
Address
Contact

Alan Blood

Loan Officers

846 South Main Street

Bountiful, UT 84006

(801) 298-5887

alanblood@cfgnetwork.org

Corey Bullard

Mortgage Banker

1917 W 1800 N

Clinton, UT 84006

(801) 728-0765

corey.bullard@chase.com

Jason Abbott

Mortgage Banker

510 S 200 W

Bountiful, UT 84006

(801) 296-1979

jason.abbott@chase.com

Aaron Allen

Mortgage Banker

510 S 200 W

Bountiful, UT 84006

(143) 565-5492

aaron.b.allen@chase.com

DEBRA MIKESELL

Home Mortgage Consultant

280 W 1500 S

Bountiful, UT 84006

(801) 299-3923

debra.mikesell@wellsfargo.com

Address

846 South Main Street

Bountiful, UT

Contact

(801) 298-5887

Fax (301) 639-0804

alanblood@cfgnetwork.org

Address

1917 W 1800 N

Clinton, UT

Contact

(801) 728-0765

Fax (301) 639-0804

corey.bullard@chase.com

Address

510 S 200 W

Bountiful, UT

Contact

(801) 296-1979

Fax (301) 639-0804

jason.abbott@chase.com

Refinancing News for Bingham Canyon, Utah 84006