Compare Today’s Refinance Rates for Bingham Canyon, Utah 84006
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bingham Canyon, Utah 84006.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,221 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Bingham Canyon and other areas of Salt Lake county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Bingham Canyon, Utah 84006
Become a certified mortgage expert on Pureloan.com
in Bingham Canyon, Utah 84006
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Bingham Canyon, Utah 84006
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bingham Canyon, UT 84006, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bingham Canyon, Utah 84006 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bingham Canyon, Utah and the surrounding Salt Lake county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
% 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Bingham Canyon, Utah 84006
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bingham Canyon, Utah 84006, we have compiled a list of top refinance brokers to assist you in the process.
Alan Blood
Loan Officers
846 South Main Street
Bountiful, UT 84006
(801) 298-5887
alanblood@cfgnetwork.org
Corey Bullard
Mortgage Banker
1917 W 1800 N
Clinton, UT 84006
(801) 728-0765
corey.bullard@chase.com
Jason Abbott
Mortgage Banker
510 S 200 W
Bountiful, UT 84006
(801) 296-1979
jason.abbott@chase.com
Aaron Allen
Mortgage Banker
510 S 200 W
Bountiful, UT 84006
(143) 565-5492
aaron.b.allen@chase.com
DEBRA MIKESELL
Home Mortgage Consultant
280 W 1500 S
Bountiful, UT 84006
(801) 299-3923
debra.mikesell@wellsfargo.com
Address
846 South Main Street
Bountiful, UT
Contact
(801) 298-5887
Fax (301) 639-0804
alanblood@cfgnetwork.org
Address
1917 W 1800 N
Clinton, UT
Contact
(801) 728-0765
Fax (301) 639-0804
corey.bullard@chase.com
Address
510 S 200 W
Bountiful, UT
Contact
(801) 296-1979
Fax (301) 639-0804
jason.abbott@chase.com