Compare Today’s Refinance Rates for Bluff, Utah 84512
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bluff, Utah 84512.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bluff, Utah 84512. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,153 or $20 per month in Bluff and other parts of San Juan county.
37.586342
-109.486599
36018
Summary of Average Refinances in Bluff, Utah 84512
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Bluff, Utah 84512
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bluff, UT 84512, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bluff, Utah 84512 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bluff, Utah and the surrounding San Juan county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
| avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
| % 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
| avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
| Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
| Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
| Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
| Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Bluff, Utah 84512
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bluff, Utah 84512, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Kathy Fausett
Loan Officer
475 E. Main, Suite B
Price, UT 84512
(435) 637-3305
kfausett@bankofutah.com
Vickie Mower
Loan Officer
475 E. Main, Suite B
Price, UT 84512
(435) 637-3305
vmower@bankofutah.com
Address
475 E. Main, Suite B
Price, UT
Contact
(435) 637-3305
Fax (301) 639-0804
kfausett@bankofutah.com
Address
475 E. Main, Suite B
Price, UT
Contact
(435) 637-3305
Fax (301) 639-0804
vmower@bankofutah.com