Compare Today’s Refinance Rates for Bountiful, Utah

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Bountiful, Utah 84011. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Bountiful and other areas of Davis county, expected lifetime cash savings are $47,619 or $132 / month.

For Bountiful, Utah 84011, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.889444 -111.88

Summary of Average Refinance Terms in Bountiful, Utah 84011

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Bountiful, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Bountiful, UT 84011, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Bountiful, UT

Refinance Rates for Bountiful, Utah 84011 from 2014 - 2021

Below are historical data on refinancing in Bountiful, Utah and around Davis county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Bountiful, Utah 84011

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Bountiful, Utah 84011, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bill Dyke

Branch Manager, Producing

1455 South 500 West

Bountiful, UT 84011

(801) 233-3700

bill.vandyke@academymortgage.com

Trisha Vanausdal

Mortgage Banker

510 S 200 W

Bountiful, UT 84011

(80) 430-8554

trisha.vanausdal@chase.com

BJ Gardner

Loan Officer

562 South Main

Bountiful, UT 84011

(801) 296-3526

BJ_Gardner@KeyBank.com

DEBRA MIKESELL

Home Mortgage Consultant

280 W 1500 S

Bountiful, UT 84011

(801) 299-3923

debra.mikesell@wellsfargo.com

Aaron Allen

Mortgage Banker

510 S 200 W

Bountiful, UT 84011

(143) 565-5492

aaron.b.allen@chase.com

Address

1455 South 500 West

Bountiful, UT

Contact

(801) 233-3700

Fax (301) 639-0804

bill.vandyke@academymortgage.com

Address

510 S 200 W

Bountiful, UT

Contact

(80) 430-8554

Fax (301) 639-0804

trisha.vanausdal@chase.com

Address

562 South Main

Bountiful, UT

Contact

(801) 296-3526

Fax (301) 639-0804

BJ_Gardner@KeyBank.com

Refinancing News for Bountiful, Utah 84011