Compare Today’s Refinance Rates for Brigham City, Utah

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Brigham City, Utah 84302. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $28,591 or $79 / month in Brigham City and other areas of Box Elder county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Brigham City, Utah 84302.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

41.507921 -112.015177

Summary of Average Refinance Terms in Brigham City, Utah 84302

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Brigham City, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Brigham City, UT 84302, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Brigham City, UT

Refinance Rates for Brigham City, Utah 84302 from 2014 - 2021

Below are historical data on refinancing in Brigham City, Utah and around Box Elder county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Brigham City, Utah 84302

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Brigham City, Utah 84302, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Shanna Hernandez

Loan Officers

9 West Forest St Suite 303

Brigham City, UT 84302

(435) 734-1777

shanna@northstarutah.com

Jan Brady

Loan Officers

9 West Forest St Suite 303

Brigham City, UT 84302

(435) 734-1777

jan@northstarutah.com

Keith Brady

Loan Officer

148 N Main St

Brigham City, UT 84302

(435) 734-1777

keith@northstarutah.com

Gretchen Brimhall

Loan Officer

50 South Main

Brigham City, UT 84302

(435) 753-3232

gbrimhall@vfund.com

Kade Longhurst

Loan Officer

50 South Main

Brigham City, UT 84302

(435) 734-1234

klonghurst@vfund.com

Address

9 West Forest St Suite 303

Brigham City, UT

Contact

(435) 734-1777

Fax (301) 639-0804

shanna@northstarutah.com

Address

9 West Forest St Suite 303

Brigham City, UT

Contact

(435) 734-1777

Fax (301) 639-0804

jan@northstarutah.com

Address

148 N Main St

Brigham City, UT

Contact

(435) 734-1777

Fax (301) 639-0804

keith@northstarutah.com

Refinancing News for Brigham City, Utah 84302