Compare Today’s Refinance Rates for Cache Junction, Utah

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Cache Junction, Utah 84304. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Cache Junction and other areas of Cache county, expected lifetime cash savings are $22,908 or $64 / month.

For Cache Junction, Utah 84304, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

41.835556 -112.001944

Summary of Average Refinance Terms in Cache Junction, Utah 84304

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Cache Junction, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Cache Junction, UT 84304, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Cache Junction, UT

Refinance Rates for Cache Junction, Utah 84304 from 2014 - 2021

Below are historical data on refinancing in Cache Junction, Utah and around Cache county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Cache Junction, Utah 84304

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Cache Junction, Utah 84304, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Wendy Williams

Mortgage Consultant/Branch Manager

164 North Main, Suite B

Brigham City, UT 84304

(435) 734-1000

wendy.williams@academy.cc

Mike Medsker

Loan Officer

80 East 800 South

Brigham City, UT 84304

(801) 409-5035

mmedsker@bankofutah.com

Stock Longhurst

Loan Officer

50 South Main

Brigham City, UT 84304

(435) 723-1919

slonghurst@vfund.com

Kade Longhurst

Loan Officer

50 South Main

Brigham City, UT 84304

(435) 734-1234

klonghurst@vfund.com

Gretchen Brimhall

Loan Officer

50 South Main

Brigham City, UT 84304

(435) 753-3232

gbrimhall@vfund.com

Address

164 North Main, Suite B

Brigham City, UT

Contact

(435) 734-1000

Fax (301) 639-0804

wendy.williams@academy.cc

Address

80 East 800 South

Brigham City, UT

Contact

(801) 409-5035

Fax (301) 639-0804

mmedsker@bankofutah.com

Address

50 South Main

Brigham City, UT

Contact

(435) 723-1919

Fax (301) 639-0804

slonghurst@vfund.com

Refinancing News for Cache Junction, Utah 84304