Compare Today’s Refinance Rates for Cedar City, Utah

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Cedar City, Utah 84721. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $23,711 or $66 / month in Cedar City and other areas of Iron county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Cedar City, Utah 84721.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.6775 -113.061111

Summary of Average Refinance Terms in Cedar City, Utah 84721

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Cedar City, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Cedar City, UT 84721, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Cedar City, UT

Refinance Rates for Cedar City, Utah 84721 from 2014 - 2021

Below are historical data on refinancing in Cedar City, Utah and around Iron county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Cedar City, Utah 84721

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Cedar City, Utah 84721, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Duane Barnson

Associate Lending Manager

2735 S Parleys Way #305

Cedar City, UT 84721

(435) 689-0220

dbarnson@castlecookemortgage.com

Bryce Bishop

Mortgage Lender

44 South Main Street Ste. B3

Cedar City , UT 84721

(801) 747-0200

Bryce.Bishop@chl.cc

Cole Orton

Mortgage Lender

44 South Main Street Ste. B3

Cedar City , UT 84721

(801) 506-9500

Cole.Orton@chl.cc

James Pherson

Mortgage Consultant/Area Manager

20 North Main Street, Suite 201

St. George, UT 84721

(801) 233-7129

james.macpherson@AcademyMortgage.com

Rock Reber

Loan Officer

20 North Main Street, Suite 201

St. George, UT 84721

(435) 862-9556

rock.reber@academy.cc

Address

2735 S Parleys Way #305

Cedar City, UT

Contact

(435) 689-0220

Fax (301) 639-0804

dbarnson@castlecookemortgage.com

Address

44 South Main Street Ste. B3

Cedar City , UT

Contact

(801) 747-0200

Fax (301) 639-0804

Bryce.Bishop@chl.cc

Address

44 South Main Street Ste. B3

Cedar City , UT

Contact

(801) 506-9500

Fax (301) 639-0804

Cole.Orton@chl.cc

Refinancing News for Cedar City, Utah 84721