Compare Today’s Refinance Rates for Central, Utah

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Central, Utah 84722. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Central and other areas of Washington county, expected lifetime cash savings are $50,609 or $141 / month.

For Central, Utah 84722, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.567734 -113.717199

Summary of Average Refinance Terms in Central, Utah 84722

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Central, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Central, UT 84722, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Central, UT

Refinance Rates for Central, Utah 84722 from 2014 - 2021

Below are historical data on refinancing in Central, Utah and around Washington county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Central, Utah 84722

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Central, Utah 84722, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bryce Bishop

Mortgage Lender

44 South Main Street Ste. B3

Cedar City , UT 84722

(801) 747-0200

Bryce.Bishop@chl.cc

Cole Orton

Mortgage Lender

44 South Main Street Ste. B3

Cedar City , UT 84722

(801) 506-9500

Cole.Orton@chl.cc

James Pherson

Mortgage Consultant/Area Manager

20 North Main Street, Suite 201

St. George, UT 84722

(801) 233-7129

james.macpherson@AcademyMortgage.com

Rock Reber

Loan Officer

20 North Main Street, Suite 201

St. George, UT 84722

(435) 862-9556

rock.reber@academy.cc

Jim Lemmon

Associate Broker

6223 W 135 N #27

Hurricane, UT 84722

(435) 635-4547

jslemmon@buysouthernutah.com

Address

44 South Main Street Ste. B3

Cedar City , UT

Contact

(801) 747-0200

Fax (301) 639-0804

Bryce.Bishop@chl.cc

Address

44 South Main Street Ste. B3

Cedar City , UT

Contact

(801) 506-9500

Fax (301) 639-0804

Cole.Orton@chl.cc

Address

20 North Main Street, Suite 201

St. George, UT

Contact

(801) 233-7129

Fax (301) 639-0804

james.macpherson@AcademyMortgage.com

Refinancing News for Central, Utah 84722