Compare Today’s Refinance Rates for Clearfield, Utah 84015
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Clearfield, Utah 84015.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Clearfield, Utah 84015. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,034 or $14 per month in Clearfield and other parts of Davis county.
Summary of Average Refinances in Clearfield, Utah 84015
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Interactive Refinance Rate Projections for Clearfield, Utah 84015
Pureloan has developed an interactive chart to monitor the five largest local lenders in Clearfield, UT 84015, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Clearfield, Utah 84015 from 2024 - 2016
The following historical data provides insights into refinancing trends in Clearfield, Utah and the surrounding Davis county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
| avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
| % 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
| avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
| Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
| Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
| Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
| Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Clearfield, Utah 84015
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Clearfield, Utah 84015, we have compiled a list of top refinance brokers to assist you in the process.
Aaron Garcia
Loan Officer
383 E 1900 S
Clearfield, UT 84015
(385) 429-6128
aaron.garcia@northpointe.com
Corey Bullard
Mortgage Banker
1917 W 1800 N
Clinton, UT 84015
(801) 728-0765
corey.bullard@chase.com
Richard Anderson
Branch Manager
1448 N. 2000 W, Suite 2
Clinton, UT 84015
(801) 773-5538
richarda@stearns.com
Michele Wright
Mortgage Loan Officer
1412 south legend hills Drive #230
clearfield, UT 84015
(801) 689-8200
MWright@utahmortgageloan.com
Julie Crow
Branch Manager/Loan Officer
1785 East 1450 South, Ste 140
Clearfield , UT 84015
(801) 476-4663
jcrow@primeres.com
Address
383 E 1900 S
Clearfield, UT
Contact
(385) 429-6128
Fax (301) 639-0804
aaron.garcia@northpointe.com
Address
1917 W 1800 N
Clinton, UT
Contact
(801) 728-0765
Fax (301) 639-0804
corey.bullard@chase.com
Address
1448 N. 2000 W, Suite 2
Clinton, UT
Contact
(801) 773-5538
Fax (301) 639-0804
richarda@stearns.com