Compare Today’s Refinance Rates for Clearfield, Utah

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Clearfield, Utah 84016. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Clearfield and surrounding areas of Davis county, your expected lifetime cash savings are $24,754 or $69 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Clearfield, Utah 84016.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

41.0892 -112.0202

Summary of Average Refinance Terms in Clearfield, Utah 84016

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Clearfield, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Clearfield, UT 84016, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Clearfield, UT

Refinance Rates for Clearfield, Utah 84016 from 2014 - 2021

Below are historical data on refinancing in Clearfield, Utah and around Davis county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Clearfield, Utah 84016

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Clearfield, Utah 84016, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Aaron Garcia

Loan Officer

383 E 1900 S

Clearfield, UT 84016

(385) 429-6128

aaron.garcia@northpointe.com

Jacob Taylor

Area Manager

121 W Election Road St 100

Draper, CA 84016

(801) 988-4640

jake.taylor@snmc.com

Jordan Hodges

Mortgage Banker

252 E 12300 S

Draper, UT 84016

(80) 800-0085

jordan.t.hodges@chase.com

Jared Browning

Mortgage Lender

12894 South Pony Express Road, Suite 100

Draper, UT 84016

(801) 208-5234

jared.browning@chl.cc

Christopher Miranda

Mortgage Lender

12894 South Pony Express Road, Suite 100

Draper, UT 84016

(801) 208-5228

christopher.miranda@chl.cc

Address

383 E 1900 S

Clearfield, UT

Contact

(385) 429-6128

Fax (301) 639-0804

aaron.garcia@northpointe.com

Address

121 W Election Road St 100

Draper, CA

Contact

(801) 988-4640

Fax (301) 639-0804

jake.taylor@snmc.com

Address

252 E 12300 S

Draper, UT

Contact

(80) 800-0085

Fax (301) 639-0804

jordan.t.hodges@chase.com

Refinancing News for Clearfield, Utah 84016