Compare Today’s Refinance Rates for Croydon, Utah 84018
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Croydon, Utah 84018.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Croydon, Utah 84018. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,693 or $16 per month in Croydon and other parts of Morgan county.
Summary of Average Refinances in Croydon, Utah 84018
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Interactive Refinance Rate Projections for Croydon, Utah 84018
Pureloan has developed an interactive chart to monitor the five largest local lenders in Croydon, UT 84018, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Croydon, Utah 84018 from 2024 - 2016
The following historical data provides insights into refinancing trends in Croydon, Utah and the surrounding Morgan county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
| avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
| % 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
| avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
| Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
| Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
| Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
| Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Croydon, Utah 84018
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Croydon, Utah 84018, we have compiled a list of top refinance brokers to assist you in the process.
Jacob Taylor
Area Manager
121 W Election Road St 100
Draper, CA 84018
(801) 988-4640
jake.taylor@snmc.com
Jordan Hodges
Mortgage Banker
252 E 12300 S
Draper, UT 84018
(80) 800-0085
jordan.t.hodges@chase.com
Jared Browning
Mortgage Lender
12894 South Pony Express Road, Suite 100
Draper, UT 84018
(801) 208-5234
jared.browning@chl.cc
Christopher Miranda
Mortgage Lender
12894 South Pony Express Road, Suite 100
Draper, UT 84018
(801) 208-5228
christopher.miranda@chl.cc
MaryEllen Durborow
Mortgage Lender
12894 South Pony Express Road, Suite 100
Draper, UT 84018
(801) 676-2581
maryellen.durborow@chl.cc
Address
121 W Election Road St 100
Draper, CA
Contact
(801) 988-4640
Fax (301) 639-0804
jake.taylor@snmc.com
Address
252 E 12300 S
Draper, UT
Contact
(80) 800-0085
Fax (301) 639-0804
jordan.t.hodges@chase.com
Address
12894 South Pony Express Road, Suite 100
Draper, UT
Contact
(801) 208-5234
Fax (301) 639-0804
jared.browning@chl.cc