Compare Today’s Refinance Rates for Echo, Utah 84024
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Echo, Utah 84024.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,086 over the lifetime of your mortgage, which translates to a monthly savings of $17 in Echo and other areas of Summit county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Echo, Utah 84024
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Interactive Refinance Rate Projections for Echo, Utah 84024
Pureloan has developed an interactive chart to monitor the five largest local lenders in Echo, UT 84024, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Echo, Utah 84024 from 2024 - 2016
The following historical data provides insights into refinancing trends in Echo, Utah and the surrounding Summit county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
| avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
| % 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
| avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
| Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
| Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
| Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
| Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Echo, Utah 84024
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Echo, Utah 84024, we have compiled a list of top refinance brokers to assist you in the process.
Jacob Taylor
Area Manager
121 W Election Road St 100
Draper, CA 84024
(801) 988-4640
jake.taylor@snmc.com
Jordan Hodges
Mortgage Banker
252 E 12300 S
Draper, UT 84024
(80) 800-0085
jordan.t.hodges@chase.com
Jared Browning
Mortgage Lender
12894 South Pony Express Road, Suite 100
Draper, UT 84024
(801) 208-5234
jared.browning@chl.cc
Christopher Miranda
Mortgage Lender
12894 South Pony Express Road, Suite 100
Draper, UT 84024
(801) 208-5228
christopher.miranda@chl.cc
MaryEllen Durborow
Mortgage Lender
12894 South Pony Express Road, Suite 100
Draper, UT 84024
(801) 676-2581
maryellen.durborow@chl.cc
Address
121 W Election Road St 100
Draper, CA
Contact
(801) 988-4640
Fax (301) 639-0804
jake.taylor@snmc.com
Address
252 E 12300 S
Draper, UT
Contact
(80) 800-0085
Fax (301) 639-0804
jordan.t.hodges@chase.com
Address
12894 South Pony Express Road, Suite 100
Draper, UT
Contact
(801) 208-5234
Fax (301) 639-0804
jared.browning@chl.cc