Compare Today’s Refinance Rates for Garden City, Utah

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Garden City, Utah 84028. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Garden City and other areas of Rich county, expected lifetime cash savings are $29,316 or $81 / month.

For Garden City, Utah 84028, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

41.93764 -111.407033

Summary of Average Refinance Terms in Garden City, Utah 84028

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Garden City, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Garden City, UT 84028, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Garden City, UT

Refinance Rates for Garden City, Utah 84028 from 2014 - 2021

Below are historical data on refinancing in Garden City, Utah and around Rich county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Garden City, Utah 84028

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Garden City, Utah 84028, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Chip McNall

Mortgage Professional

6965 Union Park Center # 470

Cottonwood Heights, CA 84028

(801) 545-7270

Chip.McNall@snmc.com

Elina Shumway

Loan Officer

6965 Union Park Center # 300

Cottonwood Heights, CA 84028

(801) 838-9808

elina@snmc.com

Jacob Taylor

Area Manager

121 W Election Road St 100

Draper, CA 84028

(801) 988-4640

jake.taylor@snmc.com

Lindy Parks

Loan Officer

6965 Union Park Center # 470

Cottonwood Heights, CA 84028

(801) 545-7270

lindy.parks@snmc.com

James Atkinson

Loan Officer

6965 Union Park Center # 470

Cottonwood Heights, CA 84028

(801) 545-7270

neil.atkinson@snmc.com

Address

6965 Union Park Center # 470

Cottonwood Heights, CA

Contact

(801) 545-7270

Fax (301) 639-0804

Chip.McNall@snmc.com

Address

6965 Union Park Center # 300

Cottonwood Heights, CA

Contact

(801) 838-9808

Fax (301) 639-0804

elina@snmc.com

Address

121 W Election Road St 100

Draper, CA

Contact

(801) 988-4640

Fax (301) 639-0804

jake.taylor@snmc.com

Refinancing News for Garden City, Utah 84028