Compare Today’s Refinance Rates for Garland, Utah

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Garland, Utah 84312. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $22,908 or $64 / month in Garland and other areas of Box Elder county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Garland, Utah 84312.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

41.741319 -112.151635

Summary of Average Refinance Terms in Garland, Utah 84312

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Garland, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Garland, UT 84312, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Garland, UT

Refinance Rates for Garland, Utah 84312 from 2014 - 2021

Below are historical data on refinancing in Garland, Utah and around Box Elder county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Garland, Utah 84312

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Garland, Utah 84312, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ashlie Roe

Loan Officer

2230 N 5500 E Suite 1

Eden, UT 84312

(801) 892-3456

aroe@citywidehomeloans.com

Rod Hunter

Loan Officer

5 East 1400 North

Logan, UT 84312

(435) 919-1007

rvhunter@bankofutah.com

kris udy

Mortgage Loan Advisor

305 East Main St.

Tremonton, UT 84312

(435) 279-7777

kris.udy@Academy.cc

Wendy Williams

Mortgage Consultant/Branch Manager

164 North Main, Suite B

Brigham City, UT 84312

(435) 734-1000

wendy.williams@academy.cc

Shea Bettencourt

Loan Officer

121 N Gateway Dr.

Providence, UT 84312

(435) 792-0340

sbettencourt@bankofutah.com

Address

2230 N 5500 E Suite 1

Eden, UT

Contact

(801) 892-3456

Fax (301) 639-0804

aroe@citywidehomeloans.com

Address

5 East 1400 North

Logan, UT

Contact

(435) 919-1007

Fax (301) 639-0804

rvhunter@bankofutah.com

Address

305 East Main St.

Tremonton, UT

Contact

(435) 279-7777

Fax (301) 639-0804

kris.udy@Academy.cc

Refinancing News for Garland, Utah 84312