Compare Today’s Refinance Rates for Gunnison, Utah

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Gunnison, Utah 84634. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $23,685 or $66 / month in Gunnison and other areas of Sanpete county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Gunnison, Utah 84634.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

39.154464 -111.816701

Summary of Average Refinance Terms in Gunnison, Utah 84634

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Gunnison, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Gunnison, UT 84634, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Gunnison, UT

Refinance Rates for Gunnison, Utah 84634 from 2014 - 2021

Below are historical data on refinancing in Gunnison, Utah and around Sanpete county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Gunnison, Utah 84634

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Gunnison, Utah 84634, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Andrea Holm

Loan Processor

851 North 100 East

Spanish Fork, UT 84634

(801) 798-1166

andrea@1sthomemortgage.net

Gavin Fulwider

Loan Officer

851 North 100 East

Spanish Fork, UT 84634

(801) 798-1166

gavin@1sthomemortgage.net

Andee Mansfield

Loan Processor

5252 North Edgewood Drive, Suite 200

Provo, UT 84634

(801) 818-6262

amansfield@castlecookemortgage.com

Christian Diaz

Loan Officer

5252 North Edgewood Drive, Suite 200

Provo, UT 84634

(801) 818-6262

cdiaz@castlecookemortgage.com

Clayton Johnson

Loan Officer

5252 North Edgewood Drive, Suite 200

Provo, UT 84634

(801) 818-6262

cjohnson@castlecookemortgage.com

Address

851 North 100 East

Spanish Fork, UT

Contact

(801) 798-1166

Fax (301) 639-0804

andrea@1sthomemortgage.net

Address

851 North 100 East

Spanish Fork, UT

Contact

(801) 798-1166

Fax (301) 639-0804

gavin@1sthomemortgage.net

Address

5252 North Edgewood Drive, Suite 200

Provo, UT

Contact

(801) 818-6262

Fax (301) 639-0804

amansfield@castlecookemortgage.com

Refinancing News for Gunnison, Utah 84634

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