Compare Today’s Refinance Rates for Heber City, Utah 84032
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Heber City, Utah 84032.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Heber City, Utah 84032. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,430 or $21 per month in Heber City and other parts of Wasatch county.
Summary of Average Refinances in Heber City, Utah 84032
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Interactive Refinance Rate Projections for Heber City, Utah 84032
Pureloan has developed an interactive chart to monitor the five largest local lenders in Heber City, UT 84032, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Heber City, Utah 84032 from 2024 - 2016
The following historical data provides insights into refinancing trends in Heber City, Utah and the surrounding Wasatch county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
% 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Heber City, Utah 84032
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Heber City, Utah 84032, we have compiled a list of top refinance brokers to assist you in the process.
Chip McNall
Mortgage Professional
6965 Union Park Center # 470
Cottonwood Heights, CA 84032
(801) 545-7270
Chip.McNall@snmc.com
Elina Shumway
Loan Officer
6965 Union Park Center # 300
Cottonwood Heights, CA 84032
(801) 838-9808
elina@snmc.com
Jacob Taylor
Area Manager
121 W Election Road St 100
Draper, CA 84032
(801) 988-4640
jake.taylor@snmc.com
Lindy Parks
Loan Officer
6965 Union Park Center # 470
Cottonwood Heights, CA 84032
(801) 545-7270
lindy.parks@snmc.com
James Atkinson
Loan Officer
6965 Union Park Center # 470
Cottonwood Heights, CA 84032
(801) 545-7270
neil.atkinson@snmc.com
Address
6965 Union Park Center # 470
Cottonwood Heights, CA
Contact
(801) 545-7270
Fax (301) 639-0804
Chip.McNall@snmc.com
Address
6965 Union Park Center # 300
Cottonwood Heights, CA
Contact
(801) 838-9808
Fax (301) 639-0804
elina@snmc.com
Address
121 W Election Road St 100
Draper, CA
Contact
(801) 988-4640
Fax (301) 639-0804
jake.taylor@snmc.com