Compare Today’s Refinance Rates for Henrieville, Utah 84736
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Henrieville, Utah 84736.
With a 30-year amortization refinance in Henrieville and surrounding areas of Kane county, our calculations show that you can expect to save up to $5,548 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Henrieville, Utah 84736.
Summary of Average Refinances in Henrieville, Utah 84736
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Interactive Refinance Rate Projections for Henrieville, Utah 84736
Pureloan has developed an interactive chart to monitor the five largest local lenders in Henrieville, UT 84736, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Henrieville, Utah 84736 from 2024 - 2016
The following historical data provides insights into refinancing trends in Henrieville, Utah and the surrounding Kane county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
| avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
| % 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
| avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
| Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
| Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
| Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
| Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Henrieville, Utah 84736
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Henrieville, Utah 84736, we have compiled a list of top refinance brokers to assist you in the process.
James Pherson
Mortgage Consultant/Area Manager
20 North Main Street, Suite 201
St. George, UT 84736
(801) 233-7129
james.macpherson@AcademyMortgage.com
Rock Reber
Loan Officer
20 North Main Street, Suite 201
St. George, UT 84736
(435) 862-9556
rock.reber@academy.cc
Jim Lemmon
Associate Broker
6223 W 135 N #27
Hurricane, UT 84736
(435) 635-4547
jslemmon@buysouthernutah.com
Ryan Lemmon
Branch Broker
6223 W 135 N #27
Hurricane, UT 84736
(435) 635-4547
ryan@buysouthernutah.com
Rand Lemmon
Broker
6223 W 135 N #27
Hurricane, UT 84736
(435) 635-4547
rand@buysouthernutah.com
Address
20 North Main Street, Suite 201
St. George, UT
Contact
(801) 233-7129
Fax (301) 639-0804
james.macpherson@AcademyMortgage.com
Address
20 North Main Street, Suite 201
St. George, UT
Contact
(435) 862-9556
Fax (301) 639-0804
rock.reber@academy.cc
Address
6223 W 135 N #27
Hurricane, UT
Contact
(435) 635-4547
Fax (301) 639-0804
jslemmon@buysouthernutah.com