Compare Today’s Refinance Rates for Howell, Utah

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Howell, Utah 84316. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Howell and other areas of Box Elder county, expected lifetime cash savings are $40,293 or $112 / month.

For Howell, Utah 84316, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

41.701564 -112.181293

Summary of Average Refinance Terms in Howell, Utah 84316

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Howell, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Howell, UT 84316, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Howell, UT

Refinance Rates for Howell, Utah 84316 from 2014 - 2021

Below are historical data on refinancing in Howell, Utah and around Box Elder county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Howell, Utah 84316

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Howell, Utah 84316, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

John Neil

Loan Officer

45 East 200 North, Suite 102

Logan, UT 84316

(435) 792-4600

jneil@bankofutah.com

Russ Piggott

Loan Officer

45 East 200 North, Suite 102

Logan, UT 84316

(435) 792-4600

rpiggott@bankofutah.com

Dave Webb

Loan Officer

113 North Main

Logan, UT 84316

(435) 752-1414

dwebb@cvmortgage.com

Paul Vaslet

Loan Officer

113 North Main

Logan, UT 84316

(435) 752-1414

pvaslet@cvmortgage.com

Paul Longhurst

Loan Officer

1047 S. 100 W. Ste 250 A

Logan, UT 84316

(435) 753-3232

plonghurst@vfund.com

Address

45 East 200 North, Suite 102

Logan, UT

Contact

(435) 792-4600

Fax (301) 639-0804

jneil@bankofutah.com

Address

45 East 200 North, Suite 102

Logan, UT

Contact

(435) 792-4600

Fax (301) 639-0804

rpiggott@bankofutah.com

Address

113 North Main

Logan, UT

Contact

(435) 752-1414

Fax (301) 639-0804

dwebb@cvmortgage.com

Refinancing News for Howell, Utah 84316

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