Compare Today’s Refinance Rates for Huntington, Utah 84528
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Huntington, Utah 84528.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Huntington, Utah 84528. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,743 or $13 per month in Huntington and other parts of Carbon county.
39.537257
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Summary of Average Refinances in Huntington, Utah 84528
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Huntington, Utah 84528
Pureloan has developed an interactive chart to monitor the five largest local lenders in Huntington, UT 84528, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Huntington, Utah 84528 from 2024 - 2016
The following historical data provides insights into refinancing trends in Huntington, Utah and the surrounding Carbon county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
| avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
| % 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
| avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
| Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
| Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
| Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
| Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Huntington, Utah 84528
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Huntington, Utah 84528, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Kathy Fausett
Loan Officer
475 E. Main, Suite B
Price, UT 84528
(435) 637-3305
kfausett@bankofutah.com
Vickie Mower
Loan Officer
475 E. Main, Suite B
Price, UT 84528
(435) 637-3305
vmower@bankofutah.com
Address
475 E. Main, Suite B
Price, UT
Contact
(435) 637-3305
Fax (301) 639-0804
kfausett@bankofutah.com
Address
475 E. Main, Suite B
Price, UT
Contact
(435) 637-3305
Fax (301) 639-0804
vmower@bankofutah.com