Compare Today’s Refinance Rates for Joseph, Utah

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Joseph, Utah 84739. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Joseph and surrounding areas of Sevier county, your expected lifetime cash savings are $28,335 or $79 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Joseph, Utah 84739.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

38.622092 -112.225119

Summary of Average Refinance Terms in Joseph, Utah 84739

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Joseph, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Joseph, UT 84739, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Joseph, UT

Refinance Rates for Joseph, Utah 84739 from 2014 - 2021

Below are historical data on refinancing in Joseph, Utah and around Sevier county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Joseph, Utah 84739

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Joseph, Utah 84739, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

James Pherson

Mortgage Consultant/Area Manager

20 North Main Street, Suite 201

St. George, UT 84739

(801) 233-7129

james.macpherson@AcademyMortgage.com

Rock Reber

Loan Officer

20 North Main Street, Suite 201

St. George, UT 84739

(435) 862-9556

rock.reber@academy.cc

Jim Lemmon

Associate Broker

6223 W 135 N #27

Hurricane, UT 84739

(435) 635-4547

jslemmon@buysouthernutah.com

Ryan Lemmon

Branch Broker

6223 W 135 N #27

Hurricane, UT 84739

(435) 635-4547

ryan@buysouthernutah.com

Rand Lemmon

Broker

6223 W 135 N #27

Hurricane, UT 84739

(435) 635-4547

rand@buysouthernutah.com

Address

20 North Main Street, Suite 201

St. George, UT

Contact

(801) 233-7129

Fax (301) 639-0804

james.macpherson@AcademyMortgage.com

Address

20 North Main Street, Suite 201

St. George, UT

Contact

(435) 862-9556

Fax (301) 639-0804

rock.reber@academy.cc

Address

6223 W 135 N #27

Hurricane, UT

Contact

(435) 635-4547

Fax (301) 639-0804

jslemmon@buysouthernutah.com

Refinancing News for Joseph, Utah 84739

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