Compare Today’s Refinance Rates for Kanarraville, Utah 84742
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Kanarraville, Utah 84742.
With a 30-year amortization refinance in Kanarraville and surrounding areas of Iron county, our calculations show that you can expect to save up to $4,961 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Kanarraville, Utah 84742.
Summary of Average Refinances in Kanarraville, Utah 84742
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Interactive Refinance Rate Projections for Kanarraville, Utah 84742
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kanarraville, UT 84742, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kanarraville, Utah 84742 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kanarraville, Utah and the surrounding Iron county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
% 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Kanarraville, Utah 84742
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kanarraville, Utah 84742, we have compiled a list of top refinance brokers to assist you in the process.
James Pherson
Mortgage Consultant/Area Manager
20 North Main Street, Suite 201
St. George, UT 84742
(801) 233-7129
james.macpherson@AcademyMortgage.com
Rock Reber
Loan Officer
20 North Main Street, Suite 201
St. George, UT 84742
(435) 862-9556
rock.reber@academy.cc
Jim Lemmon
Associate Broker
6223 W 135 N #27
Hurricane, UT 84742
(435) 635-4547
jslemmon@buysouthernutah.com
Ryan Lemmon
Branch Broker
6223 W 135 N #27
Hurricane, UT 84742
(435) 635-4547
ryan@buysouthernutah.com
Rand Lemmon
Broker
6223 W 135 N #27
Hurricane, UT 84742
(435) 635-4547
rand@buysouthernutah.com
Address
20 North Main Street, Suite 201
St. George, UT
Contact
(801) 233-7129
Fax (301) 639-0804
james.macpherson@AcademyMortgage.com
Address
20 North Main Street, Suite 201
St. George, UT
Contact
(435) 862-9556
Fax (301) 639-0804
rock.reber@academy.cc
Address
6223 W 135 N #27
Hurricane, UT
Contact
(435) 635-4547
Fax (301) 639-0804
jslemmon@buysouthernutah.com