Compare Today’s Refinance Rates for Kaysville, Utah

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Kaysville, Utah 84037. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $41,994 or $117 / month in Kaysville and other areas of Davis county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Kaysville, Utah 84037.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

41.037527 -111.932607

Summary of Average Refinance Terms in Kaysville, Utah 84037

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Kaysville, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Kaysville, UT 84037, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Kaysville, UT

Refinance Rates for Kaysville, Utah 84037 from 2014 - 2021

Below are historical data on refinancing in Kaysville, Utah and around Davis county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Kaysville, Utah 84037

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Kaysville, Utah 84037, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Chip McNall

Mortgage Professional

6965 Union Park Center # 470

Cottonwood Heights, CA 84037

(801) 545-7270

Chip.McNall@snmc.com

Elina Shumway

Loan Officer

6965 Union Park Center # 300

Cottonwood Heights, CA 84037

(801) 838-9808

elina@snmc.com

Lindy Parks

Loan Officer

6965 Union Park Center # 470

Cottonwood Heights, CA 84037

(801) 545-7270

lindy.parks@snmc.com

James Atkinson

Loan Officer

6965 Union Park Center # 470

Cottonwood Heights, CA 84037

(801) 545-7270

neil.atkinson@snmc.com

Ronald Holt

Branch Manager

6965 Union Park Center # 300

Cottonwood Heights, CA 84037

(801) 838-9808

ronholt@snmc.com

Address

6965 Union Park Center # 470

Cottonwood Heights, CA

Contact

(801) 545-7270

Fax (301) 639-0804

Chip.McNall@snmc.com

Address

6965 Union Park Center # 300

Cottonwood Heights, CA

Contact

(801) 838-9808

Fax (301) 639-0804

elina@snmc.com

Address

6965 Union Park Center # 470

Cottonwood Heights, CA

Contact

(801) 545-7270

Fax (301) 639-0804

lindy.parks@snmc.com

Refinancing News for Kaysville, Utah 84037