Compare Today’s Refinance Rates for Koosharem, Utah 84744
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Koosharem, Utah 84744.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Koosharem, Utah 84744. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,379 or $12 per month in Koosharem and other parts of Sevier county.
Summary of Average Refinances in Koosharem, Utah 84744
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Interactive Refinance Rate Projections for Koosharem, Utah 84744
Pureloan has developed an interactive chart to monitor the five largest local lenders in Koosharem, UT 84744, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Koosharem, Utah 84744 from 2024 - 2016
The following historical data provides insights into refinancing trends in Koosharem, Utah and the surrounding Sevier county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
% 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Koosharem, Utah 84744
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Koosharem, Utah 84744, we have compiled a list of top refinance brokers to assist you in the process.
James Pherson
Mortgage Consultant/Area Manager
20 North Main Street, Suite 201
St. George, UT 84744
(801) 233-7129
james.macpherson@AcademyMortgage.com
Rock Reber
Loan Officer
20 North Main Street, Suite 201
St. George, UT 84744
(435) 862-9556
rock.reber@academy.cc
Jim Lemmon
Associate Broker
6223 W 135 N #27
Hurricane, UT 84744
(435) 635-4547
jslemmon@buysouthernutah.com
Ryan Lemmon
Branch Broker
6223 W 135 N #27
Hurricane, UT 84744
(435) 635-4547
ryan@buysouthernutah.com
Rand Lemmon
Broker
6223 W 135 N #27
Hurricane, UT 84744
(435) 635-4547
rand@buysouthernutah.com
Address
20 North Main Street, Suite 201
St. George, UT
Contact
(801) 233-7129
Fax (301) 639-0804
james.macpherson@AcademyMortgage.com
Address
20 North Main Street, Suite 201
St. George, UT
Contact
(435) 862-9556
Fax (301) 639-0804
rock.reber@academy.cc
Address
6223 W 135 N #27
Hurricane, UT
Contact
(435) 635-4547
Fax (301) 639-0804
jslemmon@buysouthernutah.com