Compare Today’s Refinance Rates for Lewiston, Utah

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Lewiston, Utah 84320. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Lewiston and surrounding areas of Cache county, your expected lifetime cash savings are $27,971 or $78 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Lewiston, Utah 84320.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

41.970087 -111.876814

Summary of Average Refinance Terms in Lewiston, Utah 84320

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lewiston, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lewiston, UT 84320, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lewiston, UT

Refinance Rates for Lewiston, Utah 84320 from 2014 - 2021

Below are historical data on refinancing in Lewiston, Utah and around Cache county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lewiston, Utah 84320

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lewiston, Utah 84320, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

John Neil

Loan Officer

45 East 200 North, Suite 102

Logan, UT 84320

(435) 792-4600

jneil@bankofutah.com

Russ Piggott

Loan Officer

45 East 200 North, Suite 102

Logan, UT 84320

(435) 792-4600

rpiggott@bankofutah.com

Dave Webb

Loan Officer

113 North Main

Logan, UT 84320

(435) 752-1414

dwebb@cvmortgage.com

Paul Vaslet

Loan Officer

113 North Main

Logan, UT 84320

(435) 752-1414

pvaslet@cvmortgage.com

Paul Longhurst

Loan Officer

1047 S. 100 W. Ste 250 A

Logan, UT 84320

(435) 753-3232

plonghurst@vfund.com

Address

45 East 200 North, Suite 102

Logan, UT

Contact

(435) 792-4600

Fax (301) 639-0804

jneil@bankofutah.com

Address

45 East 200 North, Suite 102

Logan, UT

Contact

(435) 792-4600

Fax (301) 639-0804

rpiggott@bankofutah.com

Address

113 North Main

Logan, UT

Contact

(435) 752-1414

Fax (301) 639-0804

dwebb@cvmortgage.com

Refinancing News for Lewiston, Utah 84320