Compare Today’s Refinance Rates for Midway, Utah 84049
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Midway, Utah 84049.
With a 30-year amortization refinance in Midway and surrounding areas of Wasatch county, our calculations show that you can expect to save up to $8,399 over the lifetime of your mortgage, or a monthly savings of $23. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Midway, Utah 84049.
Summary of Average Refinances in Midway, Utah 84049
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Interactive Refinance Rate Projections for Midway, Utah 84049
Pureloan has developed an interactive chart to monitor the five largest local lenders in Midway, UT 84049, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Midway, Utah 84049 from 2024 - 2016
The following historical data provides insights into refinancing trends in Midway, Utah and the surrounding Wasatch county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
% 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Midway, Utah 84049
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Midway, Utah 84049, we have compiled a list of top refinance brokers to assist you in the process.
Ed Sanches
V.P., Manager
415 North State Street
Orem, UT 84049
(801) 224-1420
esanches@cbutah.com
Don Richardson
Loan Officer
415 North State Street
Orem, UT 84049
(801) 224-1420
donr@cbutah.com
Jesse Hurren
Loan Officer
415 North State Street
Orem, UT 84049
(801) 224-1420
jhurren@cbutah.com
Mike Vanchiere
Loan Officer
228 N. Orem Blvd.
Orem , UT 84049
(801) 221-7772
Mvanchiere@mwsbf.com
Ty Hansen
Loan Officer
576 South State Street
Orem , UT 84049
(801) 764-0111
ty@securityhomemortgage.com
Address
415 North State Street
Orem, UT
Contact
(801) 224-1420
Fax (301) 639-0804
esanches@cbutah.com
Address
415 North State Street
Orem, UT
Contact
(801) 224-1420
Fax (301) 639-0804
donr@cbutah.com
Address
415 North State Street
Orem, UT
Contact
(801) 224-1420
Fax (301) 639-0804
jhurren@cbutah.com