Compare Today’s Refinance Rates for Minersville, Utah 84752
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Minersville, Utah 84752.
With a 30-year amortization refinance in Minersville and surrounding areas of Beaver county, our calculations show that you can expect to save up to $4,548 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Minersville, Utah 84752.
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Summary of Average Refinances in Minersville, Utah 84752
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Interactive Refinance Rate Projections for Minersville, Utah 84752
Pureloan has developed an interactive chart to monitor the five largest local lenders in Minersville, UT 84752, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Minersville, Utah 84752 from 2024 - 2016
The following historical data provides insights into refinancing trends in Minersville, Utah and the surrounding Beaver county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
% 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Minersville, Utah 84752
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Minersville, Utah 84752, we have compiled a list of top refinance brokers to assist you in the process.
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