Compare Today’s Refinance Rates for Modena, Utah 84753
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Modena, Utah 84753.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Modena, Utah 84753. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,034 or $14 per month in Modena and other parts of Washington county.
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Summary of Average Refinances in Modena, Utah 84753
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Interactive Refinance Rate Projections for Modena, Utah 84753
Pureloan has developed an interactive chart to monitor the five largest local lenders in Modena, UT 84753, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Modena, Utah 84753 from 2024 - 2016
The following historical data provides insights into refinancing trends in Modena, Utah and the surrounding Washington county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
| avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
| % 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
| avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
| Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
| Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
| Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
| Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Modena, Utah 84753
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Modena, Utah 84753, we have compiled a list of top refinance brokers to assist you in the process.
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