Compare Today’s Refinance Rates for Mona, Utah

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Mona, Utah 84645. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Mona and other areas of Juab county, expected lifetime cash savings are $35,496 or $99 / month.

For Mona, Utah 84645, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

39.838165 -111.848001

Summary of Average Refinance Terms in Mona, Utah 84645

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Mona, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Mona, UT 84645, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Mona, UT

Refinance Rates for Mona, Utah 84645 from 2014 - 2021

Below are historical data on refinancing in Mona, Utah and around Juab county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Mona, Utah 84645

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Mona, Utah 84645, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Brian Hulet

V.P., Manager ,Loan Officer

182 North Main Street

Payson, UT 84645

(801) 465-9276

bhulet@cbutah.com

Nic Jones

Loan Officer

182 North Main Street

Payson, UT 84645

(801) 465-9276

njones@cbutah.com

Andrea Holm

Loan Processor

851 North 100 East

Spanish Fork, UT 84645

(801) 798-1166

andrea@1sthomemortgage.net

Gavin Fulwider

Loan Officer

851 North 100 East

Spanish Fork, UT 84645

(801) 798-1166

gavin@1sthomemortgage.net

Andee Mansfield

Loan Processor

5252 North Edgewood Drive, Suite 200

Provo, UT 84645

(801) 818-6262

amansfield@castlecookemortgage.com

Address

182 North Main Street

Payson, UT

Contact

(801) 465-9276

Fax (301) 639-0804

bhulet@cbutah.com

Address

182 North Main Street

Payson, UT

Contact

(801) 465-9276

Fax (301) 639-0804

njones@cbutah.com

Address

851 North 100 East

Spanish Fork, UT

Contact

(801) 798-1166

Fax (301) 639-0804

andrea@1sthomemortgage.net

Refinancing News for Mona, Utah 84645