Compare Today’s Refinance Rates for Monroe, Utah 84754
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Monroe, Utah 84754.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Monroe, Utah 84754. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,341 or $12 per month in Monroe and other parts of Sevier county.
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Summary of Average Refinances in Monroe, Utah 84754
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Expected Savings
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Total Closing Costs
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Interactive Refinance Rate Projections for Monroe, Utah 84754
Pureloan has developed an interactive chart to monitor the five largest local lenders in Monroe, UT 84754, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Monroe, Utah 84754 from 2024 - 2016
The following historical data provides insights into refinancing trends in Monroe, Utah and the surrounding Sevier county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
% 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Monroe, Utah 84754
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Monroe, Utah 84754, we have compiled a list of top refinance brokers to assist you in the process.
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