Compare Today’s Refinance Rates for Monticello, Utah

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Monticello, Utah 84535. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Monticello and surrounding areas of San Juan county, your expected lifetime cash savings are $21,023 or $58 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Monticello, Utah 84535.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.921709 -109.315289

Summary of Average Refinance Terms in Monticello, Utah 84535

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Monticello, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Monticello, UT 84535, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Monticello, UT

Refinance Rates for Monticello, Utah 84535 from 2014 - 2021

Below are historical data on refinancing in Monticello, Utah and around San Juan county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Monticello, Utah 84535

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Monticello, Utah 84535, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kathy Fausett

Loan Officer

475 E. Main, Suite B

Price, UT 84535

(435) 637-3305

kfausett@bankofutah.com

Vickie Mower

Loan Officer

475 E. Main, Suite B

Price, UT 84535

(435) 637-3305

vmower@bankofutah.com

Address

475 E. Main, Suite B

Price, UT

Contact

(435) 637-3305

Fax (301) 639-0804

kfausett@bankofutah.com

Address

475 E. Main, Suite B

Price, UT

Contact

(435) 637-3305

Fax (301) 639-0804

vmower@bankofutah.com

Refinancing News for Monticello, Utah 84535