Compare Today’s Refinance Rates for Mount Pleasant, Utah 84647
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mount Pleasant, Utah 84647.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,423 over the lifetime of your mortgage, which translates to a monthly savings of $18 in Mount Pleasant and other areas of Sanpete county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Mount Pleasant, Utah 84647
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Interactive Refinance Rate Projections for Mount Pleasant, Utah 84647
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mount Pleasant, UT 84647, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mount Pleasant, Utah 84647 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mount Pleasant, Utah and the surrounding Sanpete county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
% 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Mount Pleasant, Utah 84647
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mount Pleasant, Utah 84647, we have compiled a list of top refinance brokers to assist you in the process.
Brian Hulet
V.P., Manager ,Loan Officer
182 North Main Street
Payson, UT 84647
(801) 465-9276
bhulet@cbutah.com
Nic Jones
Loan Officer
182 North Main Street
Payson, UT 84647
(801) 465-9276
njones@cbutah.com
Andrea Holm
Loan Processor
851 North 100 East
Spanish Fork, UT 84647
(801) 798-1166
andrea@1sthomemortgage.net
Gavin Fulwider
Loan Officer
851 North 100 East
Spanish Fork, UT 84647
(801) 798-1166
gavin@1sthomemortgage.net
Andee Mansfield
Loan Processor
5252 North Edgewood Drive, Suite 200
Provo, UT 84647
(801) 818-6262
amansfield@castlecookemortgage.com
Address
182 North Main Street
Payson, UT
Contact
(801) 465-9276
Fax (301) 639-0804
bhulet@cbutah.com
Address
182 North Main Street
Payson, UT
Contact
(801) 465-9276
Fax (301) 639-0804
njones@cbutah.com
Address
851 North 100 East
Spanish Fork, UT
Contact
(801) 798-1166
Fax (301) 639-0804
andrea@1sthomemortgage.net