Compare Today’s Refinance Rates for Mount Pleasant, Utah

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Mount Pleasant, Utah 84647. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $18,044 or $50 / month in Mount Pleasant and other areas of Sanpete county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Mount Pleasant, Utah 84647.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

39.523227 -111.503854

Summary of Average Refinance Terms in Mount Pleasant, Utah 84647

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Mount Pleasant, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Mount Pleasant, UT 84647, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Mount Pleasant, UT

Refinance Rates for Mount Pleasant, Utah 84647 from 2014 - 2021

Below are historical data on refinancing in Mount Pleasant, Utah and around Sanpete county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Mount Pleasant, Utah 84647

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Mount Pleasant, Utah 84647, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Brian Hulet

V.P., Manager ,Loan Officer

182 North Main Street

Payson, UT 84647

(801) 465-9276

bhulet@cbutah.com

Nic Jones

Loan Officer

182 North Main Street

Payson, UT 84647

(801) 465-9276

njones@cbutah.com

Andrea Holm

Loan Processor

851 North 100 East

Spanish Fork, UT 84647

(801) 798-1166

andrea@1sthomemortgage.net

Gavin Fulwider

Loan Officer

851 North 100 East

Spanish Fork, UT 84647

(801) 798-1166

gavin@1sthomemortgage.net

Andee Mansfield

Loan Processor

5252 North Edgewood Drive, Suite 200

Provo, UT 84647

(801) 818-6262

amansfield@castlecookemortgage.com

Address

182 North Main Street

Payson, UT

Contact

(801) 465-9276

Fax (301) 639-0804

bhulet@cbutah.com

Address

182 North Main Street

Payson, UT

Contact

(801) 465-9276

Fax (301) 639-0804

njones@cbutah.com

Address

851 North 100 East

Spanish Fork, UT

Contact

(801) 798-1166

Fax (301) 639-0804

andrea@1sthomemortgage.net

Refinancing News for Mount Pleasant, Utah 84647