Compare Today’s Refinance Rates for Nephi, Utah 84648
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Nephi, Utah 84648.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Nephi, Utah 84648. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,665 or $13 per month in Nephi and other parts of Juab county.
Summary of Average Refinances in Nephi, Utah 84648
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Interactive Refinance Rate Projections for Nephi, Utah 84648
Pureloan has developed an interactive chart to monitor the five largest local lenders in Nephi, UT 84648, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Nephi, Utah 84648 from 2024 - 2016
The following historical data provides insights into refinancing trends in Nephi, Utah and the surrounding Juab county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
| avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
| % 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
| avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
| Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
| Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
| Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
| Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Nephi, Utah 84648
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Nephi, Utah 84648, we have compiled a list of top refinance brokers to assist you in the process.
Brian Hulet
V.P., Manager ,Loan Officer
182 North Main Street
Payson, UT 84648
(801) 465-9276
bhulet@cbutah.com
Nic Jones
Loan Officer
182 North Main Street
Payson, UT 84648
(801) 465-9276
njones@cbutah.com
Andrea Holm
Loan Processor
851 North 100 East
Spanish Fork, UT 84648
(801) 798-1166
andrea@1sthomemortgage.net
Gavin Fulwider
Loan Officer
851 North 100 East
Spanish Fork, UT 84648
(801) 798-1166
gavin@1sthomemortgage.net
Andee Mansfield
Loan Processor
5252 North Edgewood Drive, Suite 200
Provo, UT 84648
(801) 818-6262
amansfield@castlecookemortgage.com
Address
182 North Main Street
Payson, UT
Contact
(801) 465-9276
Fax (301) 639-0804
bhulet@cbutah.com
Address
182 North Main Street
Payson, UT
Contact
(801) 465-9276
Fax (301) 639-0804
njones@cbutah.com
Address
851 North 100 East
Spanish Fork, UT
Contact
(801) 798-1166
Fax (301) 639-0804
andrea@1sthomemortgage.net